0000814547-26-000021 | 10-Q | XBRL Viewer

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Nature of Business	6 Months Ended
Nature of Business	Mar. 31, 2026
Accounting Policies [Abstract]
Nature of Business	Nature of Business Fair Isaac Corporation Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” or “FICO”) is a global analytics software leader. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO® Score operationalize analytics, enabling thousands of businesses in more than 80 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, public agencies, and organizations in other industries. We also serve consumers through online services that enable people to access and understand their FICO® Scores — the standard measure of consumer credit risk in the United States (“U.S.”) — empowering them to increase financial literacy and manage their financial health. Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the fiscal year ended September 30, 2025. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated. Use of Estimates We make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the appropriate levels of various accruals; variable considerations included in the transaction price and standalone selling price of each performance obligation for our customer contracts; labor hours in connection with fixed-fee service contracts; the amount of our tax provision; and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of property and equipment and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates. New Accounting Pronouncements Recent Accounting Pronouncements Not Yet Adopted In December 2023, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” (“ASU 2023-09”). ASU 2023-09 requires disaggregated information about a reporting entity’s effective tax rate reconciliation as well as disaggregated information on income tax paid. The standard is effective for fiscal years beginning after December 15, 2024, which means that it will be effective for our annual periods beginning with the fiscal year ending September 30, 2026. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In November 2024, the FASB issued ASU No. 2024-03, “Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses” (“ASU 2024-03”). ASU 2024-03 requires disaggregated disclosure of certain income statement expenses an entity presents on the face of the income statement into specified categories in disclosures within the footnotes to the financial statements, including employee compensation, depreciation, intangible asset amortization, and certain other expenses, when applicable. The standard is effective for fiscal years beginning after December 15, 2026, and interim periods within fiscal years beginning after December 15, 2027, which means that it will be effective for our annual periods beginning with the fiscal year ending September 30, 2028, and our interim periods beginning October 1, 2028. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In September 2025, the FASB issued ASU No. 2025-06, “Intangibles — Goodwill and Other — Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software” (“ASU 2025-06”). ASU 2025-06 removes references to prescriptive and sequential software development project stages, and instead requires capitalizing software costs when both of the following occur: (1) management has authorized and committed to funding the software project, and (2) it is probable that the project will be completed and the software will be used to perform the function intended, with consideration as to when significant uncertainty associated with the development activities of the software has been resolved. Additionally, ASU 2025-06 clarifies the disclosure requirements for capitalized internal-use software costs. The standard is effective for fiscal years and interim periods within those fiscal years beginning after December 15, 2027, which means that it will be effective for our fiscal years beginning October 1, 2028. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our consolidated financial statements and related disclosures. We do not expect that any other recently issued accounting pronouncements will have a significant effect on our consolidated financial statements.

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Current assets:
Cash and cash equivalents	$ 219,419	$ 134,136
Accounts receivable, net	619,957	529,148
Prepaid expenses and other current assets	61,397	41,881
Total current assets	900,773	705,165
Marketable securities	53,046	54,625
Property and equipment, net	79,623	67,713
Operating lease right-of-use assets	25,025	26,213
Goodwill	781,390	783,340
Deferred income taxes	103,436	118,553
Other assets	104,956	112,524
Total assets	2,048,249	1,868,133
Current liabilities:
Accounts payable	36,335	32,315
Accrued compensation and employee benefits	87,259	115,369
Other accrued liabilities	98,533	114,618
Deferred revenue	183,163	187,372
Current maturities on debt	0	399,541
Total current liabilities	405,290	849,215
Long-term debt	3,639,063	2,656,150
Operating lease liabilities	17,555	19,187
Other liabilities	87,991	89,365
Total liabilities	4,149,899	3,613,917
Commitments and contingencies
Stockholders’ deficit:
Preferred stock ($0.01 par value; 1,000 shares authorized; none issued and outstanding)	0	0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 23,295 and 23,764 shares outstanding at March 31, 2026 and September 30, 2025, respectively)	233	238
Additional paid-in-capital	1,316,744	1,331,120
Treasury stock, at cost (65,562 and 65,093 shares at March 31, 2026 and September 30, 2025, respectively)	(8,298,729)	(7,537,908)
Retained earnings	4,975,647	4,552,816
Accumulated other comprehensive loss	(95,545)	(92,050)
Total stockholders’ deficit	(2,101,650)	(1,745,784)
Total liabilities and stockholders’ deficit	$ 2,048,249	$ 1,868,133

Goodwill

6 Months Ended

Mar. 31, 2026

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill

The following table summarizes changes to goodwill during the six months ended March 31, 2026, both in total and as allocated to our segments. As of March 31, 2026, there was no accumulated goodwill impairment loss.


	Scores		Software		Total
	(In thousands)
Balance at September 30, 2025	$	146,648	$	636,692	$	783,340


Foreign currency translation adjustment	—		(1,950)		(1,950)

Balance at March 31, 2026	$	146,648	$	634,742	$	781,390

- Definition

The entire disclosure for goodwill.

+ References + Details

Debt (Tables)

6 Months Ended

Mar. 31, 2026

Debt Disclosure [Abstract]

Schedule of Debt

The following table represents our debt at carrying value at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Current maturities on debt:
The 2018 Senior Notes	$	—	$	400,000
Less: debt issuance costs	—		(459)
Current maturities on debt	—		399,541
Long-term debt:
Revolving line of credit	265,000		275,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		900,000
The 2025 Senior Notes	1,500,000		1,500,000
The 2026 Senior Notes	1,000,000		—
Less: debt issuance costs	(25,937)		(18,850)
Long-term debt	3,639,063		2,656,150
Total debt	$	3,639,063	$	3,055,691

Schedule of Carrying Values and Estimated Fair Values of Debt Instruments

The following table presents the face values and fair values for the Senior Notes at March 31, 2026 and September 30, 2025:


	March 31, 2026				September 30, 2025
	Face Value		Fair Value		Face Value		Fair Value
	(In thousands)
The 2018 Senior Notes	$	—	$	—	$	400,000	$	399,500
The 2019 Senior Notes and the 2021 Senior Notes	900,000		868,500		900,000		875,250
The 2025 Senior Notes	1,500,000		1,456,875		1,500,000		1,518,750
The 2026 Senior Notes	1,000,000		972,500		—		—
Total	$	3,400,000	$	3,297,875	$	2,800,000	$	2,793,500

Fair Value Measurements

6 Months Ended

Mar. 31, 2026

Fair Value Disclosures [Abstract]

Fair Value Measurements

Fair value is defined as the price that would be received from the sale of an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The accounting guidance establishes a three-level hierarchy for disclosure that is based on the extent and level of judgment used to estimate the fair value of assets and liabilities.

•Level 1 — uses unadjusted quoted prices that are available in active markets for identical assets or liabilities. Our Level 1 assets were comprised of certain marketable securities and our Level 1 liabilities included senior notes as of March 31, 2026 and September 30, 2025.

•Level 2 — uses inputs other than quoted prices included in Level 1 that are either directly or indirectly observable through correlation with market data. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs to valuation models or other pricing methodologies that do not require significant judgment because the inputs used in the model, such as interest rates and volatility, can be corroborated by readily observable market data. We did not have any assets or liabilities that are valued using inputs identified under a Level 2 hierarchy as of March 31, 2026 and September 30, 2025.

•Level 3 — uses one or more significant inputs that are unobservable and supported by little or no market activity, and that reflect the use of significant management judgment. Level 3 assets and liabilities include those whose fair value measurements are determined using pricing models, discounted cash flow methodologies or similar valuation techniques, and significant management judgment or estimation. We did not value any assets or liabilities using inputs identified under a Level 3 hierarchy as of March 31, 2026 and September 30, 2025.

The following tables represent financial assets that we measured at fair value on a recurring basis at March 31, 2026 and September 30, 2025:


March 31, 2026	Active Markets for Identical Instruments (Level 1)		Fair Value as of March 31, 2026
	(In thousands)
Assets:

Marketable securities (1)	$	53,046	$	53,046

September 30, 2025	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2025
	(In thousands)
Assets:
Cash equivalents (2)	$	6	$	6
Marketable securities (1)	54,625		54,625
Total	$	54,631	$	54,631

(1) Represents securities held under a non-qualified deferred compensation plan for certain officers and senior management employees, which are distributed upon separation from service or at a specific date while still employed. Included in marketable securities on our condensed consolidated balance sheets at March 31, 2026 and September 30, 2025.

(2) Included in cash and cash equivalents on our condensed consolidated balance sheet at September 30, 2025. Not included in this table are cash deposits of $134.1 million at September 30, 2025.

See Note 6 for the fair value of our senior notes.

There were no transfers between Level 1, Level 2, and Level 3 of the fair value hierarchy during the quarters and six-month periods ended March 31, 2026 and 2025.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

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+ Details

Derivative Financial Instruments - Additional Information (Details) - USD ($)	6 Months Ended
	Mar. 31, 2026	Sep. 30, 2025
Derivative [Line Items]
Short-term forward contracts, average maturities at inception (less than)	3 months
Foreign currency forward contracts
Derivative [Line Items]
Forward foreign currency contracts fair value	$ 0	$ 0

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
Income Taxes (Details) - USD ($) $ in Millions	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025	Sep. 30, 2025
Income Tax Disclosure [Abstract]
Effective income tax rate	25.70%	23.70%	22.80%	13.20%
Unrecognized tax benefits, uncertain tax positions	$ 21.1		$ 21.1		$ 19.5
Unrecognized tax benefits, accrued interest	$ 2.5		$ 2.5		$ 1.9

Revenue from Contracts with Customers - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended		12 Months Ended
	Mar. 31, 2026	Dec. 31, 2025	Mar. 31, 2025	Dec. 31, 2024	Mar. 31, 2026	Mar. 31, 2025	Sep. 30, 2025
Disaggregation of Revenue [Line Items]
Total revenues	$ 691,677		$ 498,735		$ 1,203,636	$ 938,703
Revenue from Contract with Customer Benchmark \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	100.00%		100.00%		100.00%	100.00%
Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	100.00%		100.00%		100.00%	100.00%
Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 474,973		$ 297,039		$ 779,507	$ 532,714
Scores \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	100.00%		100.00%		100.00%	100.00%
Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 216,704		$ 201,696		$ 424,129	$ 405,989
TransUnion, Equifax and Experian customers \| Revenue from Contract with Customer Benchmark \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	64.00%		52.00%		58.00%	49.00%
TransUnion \| Revenue from Contract with Customer Benchmark \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	10.00%	10.00%	10.00%	10.00%	10.00%	10.00%
Equifax \| Revenue from Contract with Customer Benchmark \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	10.00%	10.00%	10.00%	10.00%	10.00%	10.00%
Experian \| Revenue from Contract with Customer Benchmark \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	10.00%	10.00%	10.00%	10.00%	10.00%	10.00%
Two Customers \| Accounts Receivable \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage							10.00%
Three Customers \| Accounts Receivable \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage					10.00%
On-premises software \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	39.00%		45.00%		39.00%	45.00%
On-premises software \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 78,604		$ 82,300		$ 151,163	$ 165,135
SaaS software \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	61.00%		55.00%		61.00%	55.00%
SaaS software \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 120,627		$ 101,526		$ 236,289	$ 204,702
On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues	$ 199,231		$ 183,826		$ 387,452	$ 369,837
On-premises and SaaS software \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	100.00%		100.00%		100.00%	100.00%
On-premises and SaaS software \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 199,231		$ 183,826		$ 387,452	$ 369,837
On-premises and SaaS software \| Software recognized at a point in time \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	12.00%		14.00%		10.00%	13.00%
On-premises and SaaS software \| Software recognized at a point in time \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 23,639		$ 25,609		$ 40,069	$ 48,417
On-premises and SaaS software \| Software recognized over contract term \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	88.00%		86.00%		90.00%	87.00%
On-premises and SaaS software \| Software recognized over contract term \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 175,592		$ 158,217		$ 347,383	$ 321,420
Platform software \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	44.00%		31.00%		42.00%	30.00%
Platform software \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 86,963		$ 56,464		$ 160,820	$ 110,286
Non-platform software \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	56.00%		69.00%		58.00%	70.00%
Non-platform software \| Software
Disaggregation of Revenue [Line Items]
Total revenues	$ 112,268		$ 127,362		$ 226,632	$ 259,551
Business-to-business Scores \| Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 417,629		$ 242,494		$ 666,242	$ 424,885
Business-to-business Scores \| Scores \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	88.00%		82.00%		85.00%	80.00%
Business-to-consumer Scores \| Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 57,344		$ 54,545		$ 113,265	$ 107,829
Business-to-consumer Scores \| Scores \| Revenue from Contract with Customer Benchmark \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	12.00%		18.00%		15.00%	20.00%
Americas
Disaggregation of Revenue [Line Items]
Total revenues	$ 622,086		$ 429,002		$ 1,075,299	$ 808,877
Americas \| Revenue from Contract with Customer Benchmark \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	90.00%		86.00%		89.00%	86.00%
Americas \| Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 470,973		$ 291,982		$ 773,221	$ 524,948
Americas \| Software
Disaggregation of Revenue [Line Items]
Total revenues	151,113		137,020		302,078	283,929
Europe, Middle East and Africa
Disaggregation of Revenue [Line Items]
Total revenues	$ 47,389		$ 43,400		$ 86,329	$ 79,759
Europe, Middle East and Africa \| Revenue from Contract with Customer Benchmark \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	7.00%		9.00%		7.00%	9.00%
Europe, Middle East and Africa \| Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 2,568		$ 1,667		$ 4,209	$ 3,544
Europe, Middle East and Africa \| Software
Disaggregation of Revenue [Line Items]
Total revenues	44,821		41,733		82,120	76,215
Asia Pacific
Disaggregation of Revenue [Line Items]
Total revenues	$ 22,202		$ 26,333		$ 42,008	$ 50,067
Asia Pacific \| Revenue from Contract with Customer Benchmark \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Percentage	3.00%		5.00%		4.00%	5.00%
Asia Pacific \| Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 1,432		$ 3,390		$ 2,077	$ 4,222
Asia Pacific \| Software
Disaggregation of Revenue [Line Items]
Total revenues	20,770		22,943		39,931	45,845
United States
Disaggregation of Revenue [Line Items]
Total revenues	$ 565,900		$ 383,500		$ 967,800	$ 714,500

Goodwill (Tables)

6 Months Ended

Mar. 31, 2026

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Goodwill


	Scores		Software		Total
	(In thousands)
Balance at September 30, 2025	$	146,648	$	636,692	$	783,340


Foreign currency translation adjustment	—		(1,950)		(1,950)

Balance at March 31, 2026	$	146,648	$	634,742	$	781,390

- Definition

Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
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+ Details

Revenue from Contracts with Customers - Schedule of Contract Balances, Deferred Revenues (Details) - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2026	Sep. 30, 2025
Change In Contract With Customer Liability [Roll Forward]
Deferred revenues, beginning balance	$ 189,238
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	(136,409)
Increases due to billings, excluding amounts recognized as revenue during the period	132,196
Deferred revenues, ending balance	185,025
Deferred revenue, current portion	183,200	$ 187,400
Deferred revenue, long-term portion	$ 1,800	$ 1,800

Segment Information - Additional Information (Details)	6 Months Ended
Segment Information - Additional Information (Details)	Mar. 31, 2026 Segment
Segment Reporting [Abstract]
Number of reportable segments	2

Earnings per Share (Tables)

6 Months Ended

Mar. 31, 2026

Earnings Per Share [Abstract]

Schedule of Reconciliation of Numerators and Denominators of Basic and Diluted Earnings Per Share

The following table presents reconciliations for the numerators and denominators of basic and diluted earnings per share (“EPS”) for the quarters and six-month periods ended March 31, 2026 and 2025:


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net income	$	264,458	$	162,615	$	422,831	$	315,143
Denominator — share:
Basic weighted-average shares	23,628		24,389		23,676		24,383
Effect of dilutive securities	120		296		178		373
Diluted weighted-average shares	23,748		24,685		23,854		24,756
Earnings per share:
Basic	$	11.19	$	6.67	$	17.86	$	12.92
Diluted	$	11.14	$	6.59	$	17.73	$	12.73

Composition of Certain Financial Statement Captions

6 Months Ended

Mar. 31, 2026

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Composition of Certain Financial Statement Captions

The following table presents the composition of property and equipment, net at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Property and equipment, net:
Property and equipment	$	64,633	$	66,134
Internal-use software	64,408		47,151
Less: accumulated depreciation and amortization	(49,418)		(45,572)
Total	$	79,623	$	67,713

The following table presents the composition of other accrued liabilities at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Other accrued liabilities:
Interest payable	$	46,718	$	53,500
Other	51,815		61,118
Total	$	98,533	$	114,618

Derivative Financial Instruments (Tables)

6 Months Ended

Mar. 31, 2026

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Outstanding Foreign Currency Forward Contracts

The following tables summarize our outstanding foreign currency forward contracts, by currency, at March 31, 2026 and September 30, 2025:


	March 31, 2026
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	5,400	$	6,212	$	—
Buy foreign currency:
British pound (GBP)	GBP	11,636	$	15,400	$	—
Singapore dollar (SGD)	SGD	9,355	$	7,300	$	—


	September 30, 2025
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	7,700	$	9,034	$	—
Buy foreign currency:
British pound (GBP)	GBP	10,019	$	13,500	$	—
Singapore dollar (SGD)	SGD	8,087	$	6,300	$	—

Schedule of Losses on Derivative Financial Instruments

Gains (losses) on derivative financial instruments were recorded in our condensed consolidated statements of income and comprehensive income as a component of other expense, net, and consisted of the following:


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands)
Gains (losses) on foreign currency forward contracts	$	(409)	$	502	$	(575)	$	(882)

Goodwill - Additional Information (Details)	Mar. 31, 2026 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Accumulated goodwill impairment loss	$ 0

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical) - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Statement of Cash Flows [Abstract]
Income tax refunds	$ 7,796	$ 663

Composition of Certain Financial Statement Captions (Tables)

6 Months Ended

Mar. 31, 2026

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Composition of Property and Equipment

The following table presents the composition of property and equipment, net at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Property and equipment, net:
Property and equipment	$	64,633	$	66,134
Internal-use software	64,408		47,151
Less: accumulated depreciation and amortization	(49,418)		(45,572)
Total	$	79,623	$	67,713

Schedule of Composition of Other Current Liabilities

The following table presents the composition of other accrued liabilities at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Other accrued liabilities:
Interest payable	$	46,718	$	53,500
Other	51,815		61,118
Total	$	98,533	$	114,618

Revenue from Contracts with Customers - Schedule of Contract Balances, Receivables (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Revenue from Contract with Customer [Abstract]
Billed	$ 355,327	$ 327,721
Unbilled	300,794	246,600
Accounts receivable, gross	656,121	574,321
Less: allowance for doubtful accounts	(7,720)	(7,964)
Net receivables	648,401	566,357
Less: long-term receivables	(28,444)	(37,209)
Short-term receivables	$ 619,957	$ 529,148

Contingencies	6 Months Ended
Contingencies	Mar. 31, 2026
Commitments and Contingencies Disclosure [Abstract]
Contingencies	Contingencies We are in disputes with certain customers regarding amounts owed in connection with the sale of certain of our products and services. We also have had claims asserted by former employees relating to compensation and other employment matters. We are also involved in various other claims and legal actions arising in the ordinary course of business. We record litigation accruals for legal matters which are both probable and estimable. For legal proceedings for which there is a reasonable possibility of loss (meaning those losses for which the likelihood is more than remote but less than probable), we have determined we do not have a material exposure, either individually or in the aggregate.

Debt - Narrative (Details)	May 13, 2025 USD ($)	Mar. 31, 2026 USD ($)	Mar. 20, 2026 USD ($)	Dec. 17, 2021 USD ($)	Dec. 06, 2019 USD ($)	May 08, 2018 USD ($)
Debt Instrument [Line Items]
Credit facility restrictive covenant, maximum consolidated leverage ratio	3.5
Credit facility restrictive covenant, maximum consolidated leverage ratio step up	4.0
SOFR \| Minimum
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	1.00%
SOFR \| Maximum
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	1.75%
Base Rate \| Minimum
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	0.00%
Base Rate \| Maximum
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	0.75%
Senior Notes \| The 2018 Senior Notes
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors						$ 400,000,000
Debt instrument, stated percentage						5.25%
Senior Notes \| Senior Notes December 2019
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors					$ 350,000,000
Debt instrument, stated percentage					4.00%
Senior Notes \| Senior Notes December 2021
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors				$ 550,000,000
Debt instrument, stated percentage				4.00%
Senior Notes \| The 2025 Senior Notes
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors	$ 1,500,000,000
Debt instrument, stated percentage	6.00%
Senior Notes \| The 2026 Senior Notes
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors			$ 1,000,000,000.0
Debt instrument, stated percentage			6.25%
Revolving Credit Facility \| Fed Funds Effective Rate
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	0.50%
Revolving Credit Facility \| SOFR
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate	1.00%
Revolving Credit Facility \| Revolving line of credit
Debt Instrument [Line Items]
Unsecured revolving line of credit	$ 1,000,000,000.0
Borrowings outstanding		$ 265,000,000.0
Interest rate of borrowings outstanding		4.931%

Composition of Certain Financial Statement Captions - Schedule of Property and Equipment (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Property, Plant and Equipment [Line Items]
Less: accumulated depreciation and amortization	$ (49,418)	$ (45,572)
Total	79,623	67,713
Property and equipment
Property, Plant and Equipment [Line Items]
Property and equipment	64,633	66,134
Internal-use software
Property, Plant and Equipment [Line Items]
Property and equipment	$ 64,408	$ 47,151

Revenue from Contracts with Customers - Performance Obligation (Details) - USD ($) $ in Millions	Mar. 31, 2026	Sep. 30, 2025
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue, remaining performance obligation, amount	$ 717.7	$ 655.7
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2026-04-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Percentage of performance obligation to be recognized	50.00%
Revenue, remaining performance obligation, expected timing of satisfaction, period	14 months
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2027-04-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Percentage of performance obligation to be recognized	50.00%
Revenue, remaining performance obligation, expected timing of satisfaction, period

Derivative Financial Instruments - Schedule of Gains (Losses) on Derivative Financial Instruments Recorded in Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025
Foreign currency forward contracts
Derivative [Line Items]
Gains (losses) on foreign currency forward contracts	$ (409)	$ 502	$ (575)	$ (882)

Derivative Financial Instruments

6 Months Ended

Mar. 31, 2026

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments

We use derivative instruments to manage risks caused by fluctuations in foreign exchange rates. The primary objective of our derivative instruments is to protect the value of foreign-currency-denominated receivables and cash balances from the effects of volatility in foreign exchange rates that might occur prior to conversion to their functional currencies. We principally utilize foreign currency forward contracts, which enable us to buy and sell foreign currencies in the future at fixed exchange rates and economically offset changes in foreign exchange rates. We routinely enter into contracts to offset exposures denominated in the British pound, Euro, and Singapore dollar.

Foreign-currency-denominated receivables and cash balances are remeasured at foreign exchange rates in effect on the balance sheet date with the effects of changes in foreign exchange rates reported in other expense, net. The forward contracts are not designated as hedges and are marked to market through other expense, net. Fair value changes in the forward contracts help mitigate the changes in the value of the remeasured receivable and cash balances attributable to changes in foreign exchange rates. The forward contracts are short-term in nature and typically have average maturities at inception of less than three months.

The following tables summarize our outstanding foreign currency forward contracts, by currency, at March 31, 2026 and September 30, 2025:


	March 31, 2026
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	5,400	$	6,212	$	—
Buy foreign currency:
British pound (GBP)	GBP	11,636	$	15,400	$	—
Singapore dollar (SGD)	SGD	9,355	$	7,300	$	—


	September 30, 2025
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	7,700	$	9,034	$	—
Buy foreign currency:
British pound (GBP)	GBP	10,019	$	13,500	$	—
Singapore dollar (SGD)	SGD	8,087	$	6,300	$	—

The foreign currency forward contracts were entered into on March 31, 2026 and September 30, 2025; therefore, their fair value was $0 on each of these dates.


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands)
Gains (losses) on foreign currency forward contracts	$	(409)	$	502	$	(575)	$	(882)

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

+ References

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+ Details

Income Taxes	6 Months Ended
Income Taxes	Mar. 31, 2026
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Effective Tax Rate The effective income tax rate was 25.7% and 23.7% during the quarters ended March 31, 2026 and 2025, respectively, and 22.8% and 13.2% during the six months ended March 31, 2026 and 2025, respectively. The provision for income taxes during interim quarterly reporting periods is based on our estimates of the effective tax rates for the full fiscal year. The effective tax rate in any quarter can also be affected positively or negatively by adjustments that are required to be reported in the specific quarter of resolution. The One Big Beautiful Bill Act (“OBBBA”) of 2025 was signed into law on July 4, 2025. Included among the provisions is the ability to immediately expense domestic research and experimental (“R&E”) expenditures, as well as an election to accelerate any unamortized domestic R&E expenditures over a one- or two-year period. Both provisions are effective for FICO in fiscal 2026. The impacts of the OBBBA were reflected in FICO’s results for the six months ended March 31, 2026. The total unrecognized tax benefit for uncertain tax positions was estimated to be $21.1 million and $19.5 million at March 31, 2026 and September 30, 2025, respectively. We recognize interest expense related to unrecognized tax benefits and penalties as part of the provision for income taxes in our condensed consolidated statements of income and comprehensive income. We accrued interest of $2.5 million and $1.9 million related to unrecognized tax benefits as of March 31, 2026 and September 30, 2025, respectively.

- Definition

The entire disclosure for income tax.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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-SubTopic 740
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
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+ Details

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Cash flows from operating activities:
Net income	$ 422,831	$ 315,143
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	7,905	6,950
Share-based compensation	89,579	82,358
Deferred income taxes	14,728	(12,781)
Net loss on marketable securities	4,980	3,174
Non-cash operating lease costs	4,711	5,213
Provision for (benefit from) doubtful accounts	(6)	990
Net (gain) loss on sales and abandonment of property and equipment	(5)	70
Changes in operating assets and liabilities:
Accounts receivable	(82,251)	(66,718)
Prepaid expenses and other assets	(21,383)	(43,213)
Accounts payable	4,075	1,796
Accrued compensation and employee benefits	(27,940)	(28,183)
Other liabilities	(16,093)	(14,016)
Deferred revenue	(3,691)	18,132
Net cash provided by operating activities	397,440	268,915
Cash flows from investing activities:
Purchases of property and equipment	(492)	(2,960)
Capitalized internal-use software costs	(17,256)	(13,638)
Proceeds from sales of marketable securities	6,109	1,495
Purchases of marketable securities	(9,509)	(4,780)
Net cash used in investing activities	(21,148)	(19,883)
Cash flows from financing activities:
Proceeds from revolving line of credit and term loans	880,000	450,000
Payments on revolving line of credit and term loans	(890,000)	(132,500)
Proceeds from issuance of senior notes	1,000,000	0
Payments on senior notes	(400,000)	0
Payments on debt issuance costs	(9,013)	0
Payments on finance leases	(2,834)	(3,016)
Proceeds from issuance of treasury stock under employee stock plans	14,935	16,062
Taxes paid related to net share settlement of equity awards	(105,767)	(198,531)
Repurchases of common stock, inclusive of excise tax	(776,565)	(379,738)
Net cash used in financing activities	(289,244)	(247,723)
Effect of exchange rate changes on cash	(1,765)	(5,335)
Increase (decrease) in cash and cash equivalents	85,283	(4,026)
Cash and cash equivalents, beginning of period	134,136	150,667
Cash and cash equivalents, end of period	219,419	146,641
Supplemental disclosures of cash flow information:
Cash paid for income taxes, net of refunds of $7,796 and $663 during the six-month periods ended March 31, 2026 and 2025, respectively	120,142	92,213
Cash paid for interest	93,172	60,939
Supplemental disclosures of non-cash investing and financing activities:
Purchase of property and equipment included in accounts payable	67	14
Unsettled repurchases of common stock, inclusive of excise tax accrued, but not yet paid	$ 15,800	$ 412

Revenue from Contracts with Customers - Contract Balances (Details)	6 Months Ended
	Mar. 31, 2026
Minimum
Disaggregation of Revenue [Line Items]
Contract with customer, payment term	30 days
Maximum
Disaggregation of Revenue [Line Items]
Contract with customer, payment term	60 days

Nature of Business (Details)	Mar. 31, 2026 country
Accounting Policies [Abstract]
Number of countries software is used (more than)	80

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS' DEFICIT - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Additional Paid-in-Capital	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning balance (in shares) at Sep. 30, 2024		24,392
Beginning balance at Sep. 30, 2024	$ (962,679)	$ 244	$ 1,366,572	$ (6,138,736)	$ 3,900,870	$ (91,629)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	82,358		82,358
Issuance of treasury stock under employee stock plans (in shares)		151
Issuance of treasury stock under employee stock plans	(182,468)	$ 2	(197,146)	14,676
Repurchases of common stock (in shares)		(191)
Repurchases of common stock	(366,759)	$ (2)		(366,757)
Net income	315,143				315,143
Foreign currency translation adjustments	(9,647)					(9,647)
Ending balance (in shares) at Mar. 31, 2025		24,352
Ending balance at Mar. 31, 2025	(1,124,052)	$ 244	1,251,784	(6,490,817)	4,216,013	(101,276)
Beginning balance (in shares) at Dec. 31, 2024		24,443
Beginning balance at Dec. 31, 2024	(1,138,164)	$ 244	1,201,828	(6,285,951)	4,053,398	(107,683)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	41,704		41,704
Issuance of treasury stock under employee stock plans (in shares)		21
Issuance of treasury stock under employee stock plans	10,396	$ 1	8,252	2,143
Repurchases of common stock (in shares)		(112)
Repurchases of common stock	(207,010)	$ (1)		(207,009)
Net income	162,615				162,615
Foreign currency translation adjustments	6,407					6,407
Ending balance (in shares) at Mar. 31, 2025		24,352
Ending balance at Mar. 31, 2025	(1,124,052)	$ 244	1,251,784	(6,490,817)	4,216,013	(101,276)
Beginning balance (in shares) at Sep. 30, 2025		23,764
Beginning balance at Sep. 30, 2025	(1,745,784)	$ 238	1,331,120	(7,537,908)	4,552,816	(92,050)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	89,579		89,579
Issuance of treasury stock under employee stock plans (in shares)		110
Issuance of treasury stock under employee stock plans	(90,832)	$ 1	(103,955)	13,122
Repurchases of common stock (in shares)		(579)
Repurchases of common stock	(773,949)	$ (6)		(773,943)
Net income	422,831				422,831
Foreign currency translation adjustments	(3,495)					(3,495)
Ending balance (in shares) at Mar. 31, 2026		23,295
Ending balance at Mar. 31, 2026	(2,101,650)	$ 233	1,316,744	(8,298,729)	4,975,647	(95,545)
Beginning balance (in shares) at Dec. 31, 2025		23,763
Beginning balance at Dec. 31, 2025	(1,808,134)	$ 238	1,262,018	(7,689,462)	4,711,189	(92,117)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	45,310		45,310
Issuance of treasury stock under employee stock plans (in shares)		16
Issuance of treasury stock under employee stock plans	11,415		9,416	1,999
Repurchases of common stock (in shares)		(484)
Repurchases of common stock	(611,271)	$ (5)		(611,266)
Net income	264,458				264,458
Foreign currency translation adjustments	(3,428)					(3,428)
Ending balance (in shares) at Mar. 31, 2026		23,295
Ending balance at Mar. 31, 2026	$ (2,101,650)	$ 233	$ 1,316,744	$ (8,298,729)	$ 4,975,647	$ (95,545)

Segment Information (Tables)

6 Months Ended

Mar. 31, 2026

Segment Reporting [Abstract]

Schedule of Segment Information

The following tables summarize segment information for the quarters and six-month periods ended March 31, 2026 and 2025:


	Quarter Ended March 31, 2026
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	199,231	$	199,231
Professional services	—		17,473		17,473
Scores	474,973		—		474,973
Total segment revenues	474,973		216,704		691,677
Segment operating expense	(42,497)		(154,110)		(196,607)
Segment operating income	$	432,476	$	62,594	495,070
Unallocated corporate expenses					(47,295)
Unallocated share-based compensation expense					(45,310)



Operating income					402,465
Unallocated interest expense, net					(44,579)
Unallocated other expense, net					(1,857)
Income before income taxes					$	356,029


	Quarter Ended March 31, 2025
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	183,826	$	183,826
Professional services	—		17,870		17,870
Scores	297,039		—		297,039
Total segment revenues	297,039		201,696		498,735
Segment operating expense	(32,069)		(138,372)		(170,441)
Segment operating income	$	264,970	$	63,324	328,294
Unallocated corporate expenses					(40,942)
Unallocated share-based compensation expense					(41,704)



Operating income					245,648
Unallocated interest expense, net					(31,378)
Unallocated other expense, net					(1,254)
Income before income taxes					$	213,016


	Six Months Ended March 31, 2026
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	387,452	$	387,452
Professional services	—		36,677		36,677
Scores	779,507		—		779,507
Total segment revenues	779,507		424,129		1,203,636
Segment operating expense	(79,178)		(302,921)		(382,099)
Segment operating income	$	700,329	$	121,208	821,537
Unallocated corporate expenses					(95,444)
Unallocated share-based compensation expense					(89,579)



Operating income					636,514
Unallocated interest expense, net					(86,585)
Unallocated other expense, net					(1,969)
Income before income taxes					$	547,960


	Six Months Ended March 31, 2025
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	369,837	$	369,837
Professional services	—		36,152		36,152
Scores	532,714		—		532,714
Total segment revenues	532,714		405,989		938,703
Segment operating expense	(63,973)		(281,923)		(345,896)
Segment operating income	$	468,741	$	124,066	592,807
Unallocated corporate expenses					(85,273)
Unallocated share-based compensation expense					(82,358)



Operating income					425,176
Unallocated interest expense, net					(60,866)
Unallocated other expense, net					(1,165)
Income before income taxes					$	363,145

The following table presents depreciation and amortization on property and equipment for the quarters and six-month periods ended March 31, 2026 and 2025:


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands)
Depreciation and amortization:
Scores	$	99	$	118	$	207	$	243
Software	2,198		2,340		$	4,496	4,792
Total segment depreciation and amortization	2,297		2,458		4,703		5,035
Unallocated corporate	289		18		$	575	36
Total depreciation and amortization	$	2,586	$	2,476	$	5,278	$	5,071

Segment Information - Schedule of Depreciation and Amortization on Property and Equipment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025
Segment Reporting Information [Line Items]
Total depreciation and amortization	$ 2,586	$ 2,476	$ 5,278	$ 5,071
Operating Segments
Segment Reporting Information [Line Items]
Total depreciation and amortization	2,297	2,458	4,703	5,035
Operating Segments \| Scores
Segment Reporting Information [Line Items]
Total depreciation and amortization	99	118	207	243
Operating Segments \| Software
Segment Reporting Information [Line Items]
Total depreciation and amortization	2,198	2,340	4,496	4,792
Unallocated Corporate Expenses
Segment Reporting Information [Line Items]
Total depreciation and amortization	$ 289	$ 18	$ 575	$ 36

Fair Value Measurements (Tables)

6 Months Ended

Mar. 31, 2026

Fair Value Disclosures [Abstract]

Schedule of Financial Assets Measured at Fair Value on a Recurring Basis

The following tables represent financial assets that we measured at fair value on a recurring basis at March 31, 2026 and September 30, 2025:


March 31, 2026	Active Markets for Identical Instruments (Level 1)		Fair Value as of March 31, 2026
	(In thousands)
Assets:

Marketable securities (1)	$	53,046	$	53,046

September 30, 2025	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2025
	(In thousands)
Assets:
Cash equivalents (2)	$	6	$	6
Marketable securities (1)	54,625		54,625
Total	$	54,631	$	54,631

(2) Included in cash and cash equivalents on our condensed consolidated balance sheet at September 30, 2025. Not included in this table are cash deposits of $134.1 million at September 30, 2025.

Fair Value Measurements (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Assets:
Cash equivalents		$ 6
Marketable securities	$ 53,046	54,625
Total		54,631
Cash deposits		134,100
Active Markets for Identical Instruments (Level 1)
Assets:
Cash equivalents		6
Marketable securities	$ 53,046	54,625
Total		$ 54,631

- Definition

Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.

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Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 944
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-Name Accounting Standards Codification
-Section 55
-Paragraph 14
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-URI https://asc.fasb.org/1943274/2147477548/944-605-55-14

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+ Details

Cover - shares	6 Months Ended
Cover - shares	Mar. 31, 2026	Apr. 16, 2026
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2026
Document Transition Report	false
Entity File Number	1-11689
Entity Registrant Name	Fair Isaac Corp
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	94-1499887
Entity Address, Address Line One	5 West Mendenhall, Suite 105
Entity Address, Postal Zip Code	59715
Entity Address, City or Town	Bozeman,
Entity Address, State or Province	MT
City Area Code	406
Local Phone Number	982-7276
Title of 12(b) Security	Common Stock, $0.01 par value per share
Trading Symbol	FICO
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		23,190,906
Entity Central Index Key	0000814547
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2026
Document Fiscal Period Focus	Q2
Amendment Flag	false

Revenue from Contracts with Customers

6 Months Ended

Mar. 31, 2026

Revenue from Contract with Customer [Abstract]

Revenue from Contracts with Customers

Disaggregation of Revenue

The following tables provide information about disaggregated revenue by primary geographical market:


	Quarter Ended March 31, 2026
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	470,973	$	151,113	$	622,086	90	%
Europe, Middle East and Africa	2,568		44,821		47,389		7	%
Asia Pacific	1,432		20,770		22,202		3	%
Total	$	474,973	$	216,704	$	691,677	100	%

(*) Americas revenue included U.S. revenue of $565.9 million for the quarter ended March 31, 2026.


	Quarter Ended March 31, 2025
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	291,982	$	137,020	$	429,002	86	%
Europe, Middle East and Africa	1,667		41,733		43,400		9	%
Asia Pacific	3,390		22,943		26,333		5	%
Total	$	297,039	$	201,696	$	498,735	100	%

(*) Americas revenue included U.S. revenue of $383.5 million for the quarter ended March 31, 2025.


	Six Months Ended March 31, 2026
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	773,221	$	302,078	$	1,075,299	89	%
Europe, Middle East and Africa	4,209		82,120		86,329		7	%
Asia Pacific	2,077		39,931		42,008		4	%
Total	$	779,507	$	424,129	$	1,203,636	100	%

(*) Americas revenue included U.S. revenue of $967.8 million for the six months ended March 31, 2026.


	Six Months Ended March 31, 2025
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	524,948	$	283,929	$	808,877	86	%
Europe, Middle East and Africa	3,544		76,215		79,759		9	%
Asia Pacific	4,222		45,845		50,067		5	%
Total	$	532,714	$	405,989	$	938,703	100	%

(*) Americas revenue included U.S. revenue of $714.5 million for the six months ended March 31, 2025.

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
On-premises software	$	78,604	$	82,300	39	%	45	%	$	151,163	$	165,135	39	%	45	%
SaaS software	120,627		101,526		61	%	55	%	236,289		204,702		61	%	55	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Platform software	$	86,963	$	56,464	44	%	31	%	$	160,820	$	110,286	42	%	30	%
Non-platform software	112,268		127,362		56	%	69	%	226,632		259,551		58	%	70	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Software recognized at a point in time (1)	$	23,639	$	25,609	12	%	14	%	$	40,069	$	48,417	10	%	13	%
Software recognized over contract term (2)	175,592		158,217		88	%	86	%	347,383		321,420		90	%	87	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

(1)Includes license portion of our on-premises subscription software and perpetual licenses, both of which are recognized when the software is made available to the customer, or at the start of the subscription.

(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.

The following table provides information about disaggregated revenue for our Scores segment by distribution method:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Business-to-business Scores	$	417,629	$	242,494	88	%	82	%	$	666,242	$	424,885	85	%	80	%
Business-to-consumer Scores	57,344		54,545		12	%	18	%	113,265		107,829		15	%	20	%
Total	$	474,973	$	297,039	100	%	100	%	$	779,507	$	532,714	100	%	100	%

We derive a substantial portion of revenues from our contracts with the three major consumer reporting agencies, TransUnion, Equifax and Experian. Revenues collectively generated by agreements with these customers accounted for 64% and 52% of our total revenues in the quarters ended March 31, 2026 and 2025, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the quarters ended March 31, 2026 and 2025. Revenues collectively generated by agreements with these customers accounted for 58% and 49% of our total revenues in the six months ended March 31, 2026 and 2025, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the six months ended March 31, 2026 and 2025. At March 31, 2026 and September 30, 2025, three and two customers, respectively, accounted for 10% or more of total consolidated receivables.

Contract Balances

We record a receivable when we satisfy a performance obligation prior to invoicing if only the passage of time is required before payment is due or if we have an unconditional right to consideration before we satisfy a performance obligation. We record a contract asset when we satisfy a performance obligation prior to invoicing but our right to consideration is conditional. We record deferred revenue when the payment is made or due before we satisfy a performance obligation.

Receivables at March 31, 2026 and September 30, 2025 consisted of the following:


	March 31, 2026		September 30, 2025
	(In thousands)
Billed	$	355,327	$	327,721
Unbilled	300,794		246,600
	656,121		574,321
Less: allowance for doubtful accounts	(7,720)		(7,964)
Net receivables	648,401		566,357
Less: long-term receivables (*)	(28,444)		(37,209)
Short-term receivables (*)	$	619,957	$	529,148

(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.

Deferred revenue primarily relates to our maintenance and SaaS contracts billed annually in advance and generally recognized ratably over the term of the service period. Significant changes in the deferred revenues balances are as follows:


	Six Months Ended March 31, 2026
	(In thousands)
Deferred revenues, beginning balance (*)	$	189,238
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	(136,409)
Increases due to billings, excluding amounts recognized as revenue during the period	132,196
Deferred revenues, ending balance (*)	$	185,025

(*) Deferred revenues at March 31, 2026 included current portion of $183.2 million and long-term portion of $1.8 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets. Deferred revenues at September 30, 2025 included current portion of $187.4 million and long-term portion of $1.8 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets.

Payment terms and conditions vary by contract type, although terms generally include a requirement of payment within 30 to 60 days. In instances where the timing of revenue recognition differs from the timing of invoicing, we have determined our contracts generally do not include a significant financing component. The primary purpose of our invoicing terms is to provide customers with simplified and predictable ways of purchasing our products and services, not to provide customers with financing or to receive financing from our customers. Examples include multi-year on-premises licenses that are invoiced annually with revenue recognized upfront and invoicing at the beginning of a subscription term with revenue recognized ratably over the contract period.

Performance Obligations

Revenue allocated to remaining performance obligations represents contracted revenue that will be recognized in future periods, which is comprised of deferred revenue and amounts that will be invoiced and recognized as revenue in future periods. This does not include:

•Usage-based revenue that will be recognized in future periods from on-premises software subscriptions;

•Consumption-based variable fees from SaaS software that will be recognized in the distinct service period during which it is earned; and

•Revenue from variable considerations that will be recognized in accordance with the “right-to-invoice” practical expedient, such as fees from our professional services billed based on a time and materials basis.

Revenue allocated to remaining performance obligations was $717.7 million as of March 31, 2026, approximately 50% of which we expect to recognize over the next 14 months and the remainder thereafter. Revenue allocated to remaining performance obligations was $655.7 million as of September 30, 2025.

- Definition

The entire disclosure of revenue from contract with customer to transfer good or service and to transfer nonfinancial asset. Includes, but is not limited to, disaggregation of revenue, credit loss recognized from contract with customer, judgment and change in judgment related to contract with customer, and asset recognized from cost incurred to obtain or fulfill contract with customer. Excludes insurance and lease contracts.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
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-Paragraph 9
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-9

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-10

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Section 50
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-15

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
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-Paragraph 12
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-12

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
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-Paragraph 12
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-12

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
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-Paragraph 12
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-12

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-12

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
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-Paragraph 12
-Subparagraph (e)
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-URI https://asc.fasb.org/1943274/2147479806/606-10-50-12

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
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-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-13

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Name Accounting Standards Codification
-Topic 606
-Publisher FASB
-URI https://asc.fasb.org/606/tableOfContent

+ Details

Segment Information - Schedule of Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025
Segment revenues:
Total revenues	$ 691,677	$ 498,735	$ 1,203,636	$ 938,703
Segment operating expense	(289,212)	(253,087)	(567,122)	(513,527)
Operating income	402,465	245,648	636,514	425,176
Unallocated share-based compensation expense	(45,310)	(41,704)	(89,579)	(82,358)
Unallocated interest expense, net	(44,579)	(31,378)	(86,585)	(60,866)
Unallocated other expense, net	(1,857)	(1,254)	(1,969)	(1,165)
Income before income taxes	356,029	213,016	547,960	363,145
Operating Segments
Segment revenues:
Segment operating expense	(196,607)	(170,441)	(382,099)	(345,896)
Operating income	495,070	328,294	821,537	592,807
Unallocated Corporate Expenses
Segment revenues:
Segment operating expense	(47,295)	(40,942)	(95,444)	(85,273)
Scores
Segment revenues:
Total revenues	474,973	297,039	779,507	532,714
Scores \| Operating Segments
Segment revenues:
Total revenues	474,973	297,039	779,507	532,714
Segment operating expense	(42,497)	(32,069)	(79,178)	(63,973)
Operating income	432,476	264,970	700,329	468,741
Software
Segment revenues:
Total revenues	216,704	201,696	424,129	405,989
Software \| Operating Segments
Segment revenues:
Total revenues	216,704	201,696	424,129	405,989
Segment operating expense	(154,110)	(138,372)	(302,921)	(281,923)
Operating income	62,594	63,324	121,208	124,066
On-premises and SaaS software
Segment revenues:
Total revenues	199,231	183,826	387,452	369,837
On-premises and SaaS software \| Operating Segments
Segment revenues:
Total revenues			387,452	369,837
On-premises and SaaS software \| Scores \| Operating Segments
Segment revenues:
Total revenues	0	0	0	0
On-premises and SaaS software \| Software
Segment revenues:
Total revenues	199,231	183,826	387,452	369,837
On-premises and SaaS software \| Software \| Operating Segments
Segment revenues:
Total revenues	199,231	183,826	387,452	369,837
Professional services
Segment revenues:
Total revenues	17,473	17,870	36,677	36,152
Professional services \| Operating Segments
Segment revenues:
Total revenues			36,677	36,152
Professional services \| Scores \| Operating Segments
Segment revenues:
Total revenues	0	0	0	0
Professional services \| Software \| Operating Segments
Segment revenues:
Total revenues	17,473	17,870	36,677	36,152
Scores
Segment revenues:
Total revenues	474,973	297,039	779,507	532,714
Scores \| Operating Segments
Segment revenues:
Total revenues			779,507	532,714
Scores \| Scores \| Operating Segments
Segment revenues:
Total revenues	474,973	297,039	779,507	532,714
Scores \| Software \| Operating Segments
Segment revenues:
Total revenues	$ 0	$ 0	$ 0	$ 0

Revenue from Contracts with Customers (Tables)

6 Months Ended

Mar. 31, 2026

Revenue from Contract with Customer [Abstract]

Schedule of Disaggregation of Revenue

The following tables provide information about disaggregated revenue by primary geographical market:


	Quarter Ended March 31, 2026
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	470,973	$	151,113	$	622,086	90	%
Europe, Middle East and Africa	2,568		44,821		47,389		7	%
Asia Pacific	1,432		20,770		22,202		3	%
Total	$	474,973	$	216,704	$	691,677	100	%

(*) Americas revenue included U.S. revenue of $565.9 million for the quarter ended March 31, 2026.


	Quarter Ended March 31, 2025
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	291,982	$	137,020	$	429,002	86	%
Europe, Middle East and Africa	1,667		41,733		43,400		9	%
Asia Pacific	3,390		22,943		26,333		5	%
Total	$	297,039	$	201,696	$	498,735	100	%

(*) Americas revenue included U.S. revenue of $383.5 million for the quarter ended March 31, 2025.


	Six Months Ended March 31, 2026
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	773,221	$	302,078	$	1,075,299	89	%
Europe, Middle East and Africa	4,209		82,120		86,329		7	%
Asia Pacific	2,077		39,931		42,008		4	%
Total	$	779,507	$	424,129	$	1,203,636	100	%

(*) Americas revenue included U.S. revenue of $967.8 million for the six months ended March 31, 2026.


	Six Months Ended March 31, 2025
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas (*)	$	524,948	$	283,929	$	808,877	86	%
Europe, Middle East and Africa	3,544		76,215		79,759		9	%
Asia Pacific	4,222		45,845		50,067		5	%
Total	$	532,714	$	405,989	$	938,703	100	%

(*) Americas revenue included U.S. revenue of $714.5 million for the six months ended March 31, 2025.

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
On-premises software	$	78,604	$	82,300	39	%	45	%	$	151,163	$	165,135	39	%	45	%
SaaS software	120,627		101,526		61	%	55	%	236,289		204,702		61	%	55	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Platform software	$	86,963	$	56,464	44	%	31	%	$	160,820	$	110,286	42	%	30	%
Non-platform software	112,268		127,362		56	%	69	%	226,632		259,551		58	%	70	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Software recognized at a point in time (1)	$	23,639	$	25,609	12	%	14	%	$	40,069	$	48,417	10	%	13	%
Software recognized over contract term (2)	175,592		158,217		88	%	86	%	347,383		321,420		90	%	87	%
Total	$	199,231	$	183,826	100	%	100	%	$	387,452	$	369,837	100	%	100	%

(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.

The following table provides information about disaggregated revenue for our Scores segment by distribution method:


	Quarter Ended March 31,				Percentage of revenues				Six Months Ended March 31,				Percentage of revenues
	2026		2025		2026		2025		2026		2025		2026		2025
	(Dollars in thousands)
Business-to-business Scores	$	417,629	$	242,494	88	%	82	%	$	666,242	$	424,885	85	%	80	%
Business-to-consumer Scores	57,344		54,545		12	%	18	%	113,265		107,829		15	%	20	%
Total	$	474,973	$	297,039	100	%	100	%	$	779,507	$	532,714	100	%	100	%

Schedule of Accounts Receivable

Receivables at March 31, 2026 and September 30, 2025 consisted of the following:


	March 31, 2026		September 30, 2025
	(In thousands)
Billed	$	355,327	$	327,721
Unbilled	300,794		246,600
	656,121		574,321
Less: allowance for doubtful accounts	(7,720)		(7,964)
Net receivables	648,401		566,357
Less: long-term receivables (*)	(28,444)		(37,209)
Short-term receivables (*)	$	619,957	$	529,148

(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.

Schedule of Rollforward of Deferred Revenues


	Six Months Ended March 31, 2026
	(In thousands)
Deferred revenues, beginning balance (*)	$	189,238
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	(136,409)
Increases due to billings, excluding amounts recognized as revenue during the period	132,196
Deferred revenues, ending balance (*)	$	185,025

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Mar. 31, 2026 shares
Trading Arrangements, by Individual
Non-Rule 10b5-1 Arrangement Terminated	false
Eva Manolis [Member]
Trading Arrangements, by Individual
Material Terms of Trading Arrangement	On March 19, 2026, Eva Manolis, a member of our Board of Directors, entered into a pre-arranged trading plan that is intended to satisfy the affirmative defense of Rule 10b5-1(c) of the Exchange Act. This plan provides for the sale of up to 1,934 shares of our common stock and terminates on the earlier of the close of business on March 4, 2027 or the date all shares are sold thereunder.
Name	Eva Manolis
Title	Board of Directors
Rule 10b5-1 Arrangement Adopted	true
Non-Rule 10b5-1 Arrangement Adopted	false
Adoption Date	March 19, 2026
Expiration Date	March 4, 2027
Arrangement Duration	350 days
Aggregate Available	1,934
William Lansing [Member]
Trading Arrangements, by Individual
Material Terms of Trading Arrangement	On March 26, 2026, William Lansing, our Chief Executive Officer and a member of our Board of Directors, terminated the pre-arranged trading plan that he had entered into on November 20, 2025 and that was intended to satisfy the affirmative defense of Rule 10b5-1(c) of the Exchange Act. This plan provided for the sale by Mr. Lansing and the Lansing Revocable Trust of up to 47,904 shares of our common stock, plus a number of shares of our common stock resulting from the vesting of up to 7,829 shares minus the number of shares ultimately withheld for tax withholding purposes, and was originally scheduled to terminate on the earlier of the close of business on December 18, 2026 or the date all shares were sold thereunder.
Name	William Lansing
Title	Chief Executive Officer and a member of our Board of Directors
Rule 10b5-1 Arrangement Terminated	true
Termination Date	March 26, 2026
Expiration Date	December 18, 2026
William Lansing, Common Stock Trading Arrangement [Member] \| William Lansing [Member]
Trading Arrangements, by Individual
Aggregate Available	47,904
William Lansing, Common Stock Subject to Vesting Trading Arrangement [Member] \| William Lansing [Member]
Trading Arrangements, by Individual
Aggregate Available	7,829

Debt

6 Months Ended

Mar. 31, 2026

Debt Disclosure [Abstract]

Debt

The following table represents our debt at carrying value at March 31, 2026 and September 30, 2025:


	March 31, 2026		September 30, 2025
	(In thousands)
Current maturities on debt:
The 2018 Senior Notes	$	—	$	400,000
Less: debt issuance costs	—		(459)
Current maturities on debt	—		399,541
Long-term debt:
Revolving line of credit	265,000		275,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		900,000
The 2025 Senior Notes	1,500,000		1,500,000
The 2026 Senior Notes	1,000,000		—
Less: debt issuance costs	(25,937)		(18,850)
Long-term debt	3,639,063		2,656,150
Total debt	$	3,639,063	$	3,055,691

Revolving Line of Credit

We have a $1.0 billion unsecured revolving line of credit with a syndicate of banks that matures on May 13, 2030. Borrowings under the revolving line of credit can be used for working capital and general corporate purposes and may also be used for the refinancing of existing debt, acquisitions, and the repurchase of our common stock. Interest rates on amounts borrowed under the revolving line of credit are based on (i) an adjusted base rate, which is the greatest of (a) the prime rate, (b) the Federal Funds rate plus 0.5%, and (c) the Daily Simple Secured Overnight Financing Rate (“SOFR”) plus 1%, plus, in each case, an applicable margin, (ii) the Daily Simple SOFR plus an applicable margin (or, if such rate is no longer available, a successor benchmark rate determined in accordance with the terms of the credit agreement), or (iii) term SOFR (without a credit spread adjustment) plus an applicable margin (or, if such rate is no longer available, a successor benchmark rate determined in accordance with the terms of the credit agreement). The applicable margin for base rate borrowings and for SOFR borrowings is determined based on our consolidated leverage ratio. The applicable margin for base rate borrowings ranges from 0% to 0.75% per annum and for SOFR borrowings ranges from 1% to 1.75% per annum. In addition, we must pay certain credit facility fees. The credit agreement contains certain restrictive covenants including a maximum consolidated leverage ratio of 3.5 to 1.0, subject to a step up to 4.0 to 1.0 following certain permitted acquisitions and subject to certain conditions, and contains other covenants typical of an unsecured credit facility.

As of March 31, 2026, we had $265.0 million in borrowings outstanding under the revolving line of credit at a weighted-average interest rate of 4.931%, and we were in compliance with all financial covenants under the credit agreement.

Senior Notes

On May 8, 2018, we issued $400 million of senior notes in a private offering to qualified institutional investors (the “2018 Senior Notes”). The 2018 Senior Notes required interest payments semi-annually at a rate of 5.25% per annum and were to mature on May 15, 2026. On March 26, 2026, prior to the maturity date, we repaid in full the 2018 Senior Notes, utilizing proceeds from the issuance of the 2026 Senior Notes (as defined below).

On December 6, 2019, we issued $350 million of senior notes in a private offering to qualified institutional investors (the “2019 Senior Notes”). The 2019 Senior Notes require interest payments semi-annually at a rate of 4.00% per annum and will mature on June 15, 2028.

On December 17, 2021, we issued $550 million of additional senior notes of the same class as the 2019 Senior Notes in a private offering to qualified institutional investors (the “2021 Senior Notes”). The 2021 Senior Notes require interest payments semi-annually at a rate of 4.00% per annum and will mature on June 15, 2028, the same date as the 2019 Senior Notes.

On May 13, 2025, we issued $1.5 billion of senior notes in a private offering to qualified institutional investors (the “2025 Senior Notes”). The 2025 Senior Notes require interest payments semi-annually at a rate of 6.00% per annum and will mature on May 15, 2033.

On March 20, 2026, we issued $1.0 billion of senior notes in a private offering to qualified institutional investors (the “2026 Senior Notes,” and collectively with the 2018 Senior Notes, the 2019 Senior Notes, the 2021 Senior Notes, and the 2025 Senior Notes, the “Senior Notes”). The 2026 Senior Notes require interest payments semi-annually at a rate of 6.25% per annum and will mature on September 15, 2034.

The indentures for the Senior Notes contain certain covenants typical of unsecured obligations and we were in compliance as of March 31, 2026.

The following table presents the face values and fair values for the Senior Notes at March 31, 2026 and September 30, 2025:


	March 31, 2026				September 30, 2025
	Face Value		Fair Value		Face Value		Fair Value
	(In thousands)
The 2018 Senior Notes	$	—	$	—	$	400,000	$	399,500
The 2019 Senior Notes and the 2021 Senior Notes	900,000		868,500		900,000		875,250
The 2025 Senior Notes	1,500,000		1,456,875		1,500,000		1,518,750
The 2026 Senior Notes	1,000,000		972,500		—		—
Total	$	3,400,000	$	3,297,875	$	2,800,000	$	2,793,500

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

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Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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+ Details

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025
Total revenues	$ 691,677	$ 498,735	$ 1,203,636	$ 938,703
Operating expenses:
Cost of revenues	91,199	87,630	178,460	174,975
Research and development	53,916	45,037	103,828	90,182
Selling, general and administrative	144,097	120,420	284,834	248,370
Total operating expenses	289,212	253,087	567,122	513,527
Operating income	402,465	245,648	636,514	425,176
Interest expense, net	(44,579)	(31,378)	(86,585)	(60,866)
Other expense, net	(1,857)	(1,254)	(1,969)	(1,165)
Income before income taxes	356,029	213,016	547,960	363,145
Provision for income taxes	91,571	50,401	125,129	48,002
Net income	264,458	162,615	422,831	315,143
Other comprehensive income (loss):
Foreign currency translation adjustments	(3,428)	6,407	(3,495)	(9,647)
Comprehensive income	$ 261,030	$ 169,022	$ 419,336	$ 305,496
Earnings per share:
Basic (in dollars per share)	$ 11.19	$ 6.67	$ 17.86	$ 12.92
Diluted (in dollars per share)	$ 11.14	$ 6.59	$ 17.73	$ 12.73
Shares used in computing earnings per share:
Basic (in shares)	23,628	24,389	23,676	24,383
Diluted (in shares)	23,748	24,685	23,854	24,756
On-premises and SaaS software
Total revenues	$ 199,231	$ 183,826	$ 387,452	$ 369,837
Professional services
Total revenues	17,473	17,870	36,677	36,152
Scores
Total revenues	$ 474,973	$ 297,039	$ 779,507	$ 532,714

Composition of Certain Financial Statement Captions - Schedule of Other Accrued Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Interest payable	$ 46,718	$ 53,500
Other	51,815	61,118
Total	$ 98,533	$ 114,618

Goodwill - Schedule of Changes to Goodwill (Details) $ in Thousands	6 Months Ended
	Mar. 31, 2026 USD ($)
Goodwill [Roll Forward]
Balance at September 30, 2025	$ 783,340
Foreign currency translation adjustment	(1,950)
Balance at March 31, 2026	781,390
Scores
Goodwill [Roll Forward]
Balance at September 30, 2025	146,648
Foreign currency translation adjustment	0
Balance at March 31, 2026	146,648
Software
Goodwill [Roll Forward]
Balance at September 30, 2025	636,692
Foreign currency translation adjustment	(1,950)
Balance at March 31, 2026	$ 634,742

- Definition

Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.

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Reference 1: http://www.xbrl.org/2003/role/exampleRef
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+ Details

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Mar. 31, 2026	Sep. 30, 2025
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	88,857,000	88,857,000
Common stock, shares outstanding (in shares)	23,295,000	23,764,000
Treasury stock, shares (in shares)	65,562,000	65,093,000

Segment Information

6 Months Ended

Mar. 31, 2026

Segment Reporting [Abstract]

Segment Information

We are organized into two reportable segments: Scores and Software. Although we sell solutions and services to a large number of end user product and industry markets, our reportable business segments reflect the primary method in which management organizes and evaluates internal financial information to make operating decisions and assess performance.

•Scores. This segment includes our business-to-business (“B2B”) scoring solutions and services which give our clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes our business-to-consumer (“B2C”) scoring solutions, including our myFICO.com subscription offerings.

•Software. This segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process — such as account origination, customer management, customer engagement, fraud detection, and marketing — as well as associated professional services. This segment also includes FICO® Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by our customers to address a wide variety of business use cases. These offerings are available to our customers as SaaS or as on-premises software.

Our chief operating decision maker (“CODM”), who is our Chief Executive Officer, evaluates segment financial performance based on segment revenues, segment operating expenses in total and segment operating income. Segment operating expenses consist of direct and indirect costs principally related to personnel, facilities, IT infrastructure, depreciation and amortization, consulting and travel. Indirect costs are allocated to the segments generally based on relative segment revenues, fixed rates established by management based upon estimated expense contribution levels and other assumptions that management considers reasonable. We do not allocate broad-based incentive expense, share-based compensation expense, restructuring and acquisition-related expense, amortization expense, various corporate charges and certain other income and expense measures to our segments. These income and expense items are not allocated because they are not considered in evaluating the segment’s operating performance. Our CODM does not evaluate the financial performance of each segment based on its respective assets or capital expenditures; rather, depreciation and amortization amounts are allocated to the segments from their internal cost centers as described above.

The following tables summarize segment information for the quarters and six-month periods ended March 31, 2026 and 2025:


	Quarter Ended March 31, 2026
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	199,231	$	199,231
Professional services	—		17,473		17,473
Scores	474,973		—		474,973
Total segment revenues	474,973		216,704		691,677
Segment operating expense	(42,497)		(154,110)		(196,607)
Segment operating income	$	432,476	$	62,594	495,070
Unallocated corporate expenses					(47,295)
Unallocated share-based compensation expense					(45,310)



Operating income					402,465
Unallocated interest expense, net					(44,579)
Unallocated other expense, net					(1,857)
Income before income taxes					$	356,029


	Quarter Ended March 31, 2025
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	183,826	$	183,826
Professional services	—		17,870		17,870
Scores	297,039		—		297,039
Total segment revenues	297,039		201,696		498,735
Segment operating expense	(32,069)		(138,372)		(170,441)
Segment operating income	$	264,970	$	63,324	328,294
Unallocated corporate expenses					(40,942)
Unallocated share-based compensation expense					(41,704)



Operating income					245,648
Unallocated interest expense, net					(31,378)
Unallocated other expense, net					(1,254)
Income before income taxes					$	213,016


	Six Months Ended March 31, 2026
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	387,452	$	387,452
Professional services	—		36,677		36,677
Scores	779,507		—		779,507
Total segment revenues	779,507		424,129		1,203,636
Segment operating expense	(79,178)		(302,921)		(382,099)
Segment operating income	$	700,329	$	121,208	821,537
Unallocated corporate expenses					(95,444)
Unallocated share-based compensation expense					(89,579)



Operating income					636,514
Unallocated interest expense, net					(86,585)
Unallocated other expense, net					(1,969)
Income before income taxes					$	547,960


	Six Months Ended March 31, 2025
	Scores		Software		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	369,837	$	369,837
Professional services	—		36,152		36,152
Scores	532,714		—		532,714
Total segment revenues	532,714		405,989		938,703
Segment operating expense	(63,973)		(281,923)		(345,896)
Segment operating income	$	468,741	$	124,066	592,807
Unallocated corporate expenses					(85,273)
Unallocated share-based compensation expense					(82,358)



Operating income					425,176
Unallocated interest expense, net					(60,866)
Unallocated other expense, net					(1,165)
Income before income taxes					$	363,145

The following table presents depreciation and amortization on property and equipment for the quarters and six-month periods ended March 31, 2026 and 2025:


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands)
Depreciation and amortization:
Scores	$	99	$	118	$	207	$	243
Software	2,198		2,340		$	4,496	4,792
Total segment depreciation and amortization	2,297		2,458		4,703		5,035
Unallocated corporate	289		18		$	575	36
Total depreciation and amortization	$	2,586	$	2,476	$	5,278	$	5,071

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

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Debt - Schedule of Senior Notes (Details) - Senior Notes - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Debt Instrument [Line Items]
Face Value	$ 3,400,000	$ 2,800,000
Fair Value	3,297,875	2,793,500
The 2018 Senior Notes
Debt Instrument [Line Items]
Face Value	0	400,000
Fair Value	0	399,500
The 2019 Senior Notes and the 2021 Senior Notes
Debt Instrument [Line Items]
Face Value	900,000	900,000
Fair Value	868,500	875,250
The 2025 Senior Notes
Debt Instrument [Line Items]
Face Value	1,500,000	1,500,000
Fair Value	1,456,875	1,518,750
The 2026 Senior Notes
Debt Instrument [Line Items]
Face Value	1,000,000	0
Fair Value	$ 972,500	$ 0

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+ Details

Nature of Business (Policies)	6 Months Ended
Nature of Business (Policies)	Mar. 31, 2026
Accounting Policies [Abstract]
Fair Isaac Corporation	Fair Isaac Corporation Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” or “FICO”) is a global analytics software leader. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO® Score operationalize analytics, enabling thousands of businesses in more than 80 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, public agencies, and organizations in other industries. We also serve consumers through online services that enable people to access and understand their FICO® Scores — the standard measure of consumer credit risk in the United States (“U.S.”) — empowering them to increase financial literacy and manage their financial health.
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the fiscal year ended September 30, 2025. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates We make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the appropriate levels of various accruals; variable considerations included in the transaction price and standalone selling price of each performance obligation for our customer contracts; labor hours in connection with fixed-fee service contracts; the amount of our tax provision; and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of property and equipment and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates.
New Accounting Pronouncements	New Accounting Pronouncements Recent Accounting Pronouncements Not Yet Adopted In December 2023, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” (“ASU 2023-09”). ASU 2023-09 requires disaggregated information about a reporting entity’s effective tax rate reconciliation as well as disaggregated information on income tax paid. The standard is effective for fiscal years beginning after December 15, 2024, which means that it will be effective for our annual periods beginning with the fiscal year ending September 30, 2026. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In November 2024, the FASB issued ASU No. 2024-03, “Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses” (“ASU 2024-03”). ASU 2024-03 requires disaggregated disclosure of certain income statement expenses an entity presents on the face of the income statement into specified categories in disclosures within the footnotes to the financial statements, including employee compensation, depreciation, intangible asset amortization, and certain other expenses, when applicable. The standard is effective for fiscal years beginning after December 15, 2026, and interim periods within fiscal years beginning after December 15, 2027, which means that it will be effective for our annual periods beginning with the fiscal year ending September 30, 2028, and our interim periods beginning October 1, 2028. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In September 2025, the FASB issued ASU No. 2025-06, “Intangibles — Goodwill and Other — Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software” (“ASU 2025-06”). ASU 2025-06 removes references to prescriptive and sequential software development project stages, and instead requires capitalizing software costs when both of the following occur: (1) management has authorized and committed to funding the software project, and (2) it is probable that the project will be completed and the software will be used to perform the function intended, with consideration as to when significant uncertainty associated with the development activities of the software has been resolved. Additionally, ASU 2025-06 clarifies the disclosure requirements for capitalized internal-use software costs. The standard is effective for fiscal years and interim periods within those fiscal years beginning after December 15, 2027, which means that it will be effective for our fiscal years beginning October 1, 2028. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our consolidated financial statements and related disclosures. We do not expect that any other recently issued accounting pronouncements will have a significant effect on our consolidated financial statements.

- Definition

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Derivative Financial Instruments - Schedule of Summary of Outstanding Forward Foreign Currency Contracts by Currency (Details) € in Thousands, £ in Thousands, $ in Thousands, $ in Thousands	Mar. 31, 2026 USD ($)	Mar. 31, 2026 EUR (€)	Mar. 31, 2026 GBP (£)	Mar. 31, 2026 SGD ($)	Sep. 30, 2025 USD ($)	Sep. 30, 2025 EUR (€)	Sep. 30, 2025 GBP (£)	Sep. 30, 2025 SGD ($)
Foreign Exchange Contracts To Sell European Euro for US Dollar
Derivative [Line Items]
Fair Value	$ 0				$ 0
Foreign Exchange Contracts To Sell European Euro for US Dollar \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract Amount	6,212	€ 5,400			9,034	€ 7,700
Foreign Exchange Contracts To Purchase British Pounds With US Dollars
Derivative [Line Items]
Fair Value	0				0
Foreign Exchange Contracts To Purchase British Pounds With US Dollars \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract Amount	15,400		£ 11,636		13,500		£ 10,019
Foreign Exchange Contracts To Purchase Singapore Dollars With US Dollars
Derivative [Line Items]
Fair Value	0				0
Foreign Exchange Contracts To Purchase Singapore Dollars With US Dollars \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract Amount	$ 7,300			$ 9,355	$ 6,300			$ 8,087

Debt - Schedule of Carrying Value (Details) - USD ($) $ in Thousands	Mar. 31, 2026	Sep. 30, 2025
Current maturities on debt:
Less: debt issuance costs	$ 0	$ (459)
Current maturities on debt	0	399,541
Long-term debt:
Less: debt issuance costs	(25,937)	(18,850)
Long-term debt	3,639,063	2,656,150
Total debt	3,639,063	3,055,691
Senior Notes \| The 2018 Senior Notes
Current maturities on debt:
Current maturities on debt, gross	0	400,000
Senior Notes \| The 2019 Senior Notes and the 2021 Senior Notes
Long-term debt:
Long-term debt, gross	900,000	900,000
Senior Notes \| The 2025 Senior Notes
Long-term debt:
Long-term debt, gross	1,500,000	1,500,000
Senior Notes \| The 2026 Senior Notes
Long-term debt:
Long-term debt, gross	1,000,000	0
Revolving line of credit \| Revolving Credit Facility
Long-term debt:
Long-term debt, gross	$ 265,000	$ 275,000

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Mar. 31, 2026	Mar. 31, 2025
Numerator for diluted and basic earnings per share:
Net income	$ 264,458	$ 162,615	$ 422,831	$ 315,143
Denominator — share:
Basic weighted-average shares (in shares)	23,628	24,389	23,676	24,383
Effect of dilutive securities (in shares)	120	296	178	373
Diluted weighted-average shares (in shares)	23,748	24,685	23,854	24,756
Earnings per share:
Basic (in dollars per share)	$ 11.19	$ 6.67	$ 17.86	$ 12.92
Diluted (in dollars per share)	$ 11.14	$ 6.59	$ 17.73	$ 12.73

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

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+ Details

Earnings per Share

6 Months Ended

Mar. 31, 2026

Earnings Per Share [Abstract]

Earnings per Share


	Quarter Ended March 31,				Six Months Ended March 31,
	2026		2025		2026		2025
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net income	$	264,458	$	162,615	$	422,831	$	315,143
Denominator — share:
Basic weighted-average shares	23,628		24,389		23,676		24,383
Effect of dilutive securities	120		296		178		373
Diluted weighted-average shares	23,748		24,685		23,854		24,756
Earnings per share:
Basic	$	11.19	$	6.67	$	17.86	$	12.92
Diluted	$	11.14	$	6.59	$	17.73	$	12.73

Anti-dilutive share-based awards excluded from the calculations of diluted EPS were immaterial during the periods presented.