0000814547-24-000024 | 10-Q | XBRL Viewer

Fair Value Measurements

9 Months Ended

Jun. 30, 2024

Fair value is defined as the price that would be received from the sale of an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The accounting guidance establishes a three-level hierarchy for disclosure that is based on the extent and level of judgment used to estimate the fair value of assets and liabilities.

•Level 1 — uses unadjusted quoted prices that are available in active markets for identical assets or liabilities. Our Level 1 assets were comprised of money market funds and certain marketable securities and our Level 1 liabilities included senior notes as of June 30, 2024 and September 30, 2023.

•Level 2 — uses inputs other than quoted prices included in Level 1 that are either directly or indirectly observable through correlation with market data. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs to valuation models or other pricing methodologies that do not require significant judgment because the inputs used in the model, such as interest rates and volatility, can be corroborated by readily observable market data. We did not have any assets or liabilities that are valued using inputs identified under a Level 2 hierarchy as of June 30, 2024 and September 30, 2023.

•Level 3 — uses one or more significant inputs that are unobservable and supported by little or no market activity, and that reflect the use of significant management judgment. Level 3 assets and liabilities include those whose fair value measurements are determined using pricing models, discounted cash flow methodologies or similar valuation techniques, and significant management judgment or estimation. We did not have any assets or liabilities that are valued using inputs identified under a Level 3 hierarchy as of June 30, 2024 and September 30, 2023.

The following tables represent financial assets that we measured at fair value on a recurring basis at June 30, 2024 and September 30, 2023:


June 30, 2024	Active Markets for Identical Instruments (Level 1)		Fair Value as of June 30, 2024
	(In thousands)
Assets:
Cash equivalents (1)	$	34,569	$	34,569
Marketable securities (2)	42,779		42,779
Total	$	77,348	$	77,348

September 30, 2023	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2023
	(In thousands)
Assets:
Cash equivalents (1)	$	23,621	$	23,621
Marketable securities (2)	33,014		33,014
Total	$	56,635	$	56,635

(1)Included in cash and cash equivalents on our condensed consolidated balance sheets at June 30, 2024 and September 30, 2023. Not included in these tables are cash deposits of $121.5 million and $113.2 million at June 30, 2024 and September 30, 2023, respectively.

(2)Represents securities held under a supplemental retirement and savings plan for certain officers and senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities on our condensed consolidated balance sheets at June 30, 2024 and September 30, 2023.

See Note 6 for the fair value of our senior notes.

There were no transfers between Level 1, Level 2, and Level 3 of the fair value hierarchy during the quarters and nine-month periods ended June 30, 2024 and 2023.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Contingencies	9 Months Ended
Contingencies	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Contingencies	ContingenciesWe are in disputes with certain customers regarding amounts owed in connection with the sale of certain of our products and services. We also have had claims asserted by former employees relating to compensation and other employment matters. We are also involved in various other claims and legal actions arising in the ordinary course of business. We record litigation accruals for legal matters which are both probable and estimable. For legal proceedings for which there is a reasonable possibility of loss (meaning those losses for which the likelihood is more than remote but less than probable), we have determined

Revolving Line of Credit (Detail)	Oct. 20, 2021 USD ($)	May 08, 2018 USD ($)	Jun. 30, 2024 USD ($)	Jun. 13, 2024 USD ($)
Line of Credit Facility [Line Items]
Unsecured revolving line of credit				$ 1,350,000,000
Revolving credit facility, expiration date		Aug. 19, 2026
Credit facility restrictive covenant, maximum consolidated leverage ratio		3.5
Credit facility restrictive covenant, maximum consolidated leverage ratio step up		4.0
Interest coverage ratio		3.0
Revolving Credit Facility \| Line of Credit
Line of Credit Facility [Line Items]
Unsecured revolving line of credit		$ 600,000,000
Borrowings outstanding			$ 118,000,000.0
Interest rate of borrowings outstanding			6.688%
Revolving Credit Facility \| Loans Payable
Line of Credit Facility [Line Items]
Line of Credit Facility, Periodic Payment	$ 3,750,000
Revolving Credit Facility \| Loans Payable \| The $300 Million Term Loan
Line of Credit Facility [Line Items]
Initial Term Loan to Bank	$ 300,000,000
Interest rate of borrowings outstanding			6.688%
Loans Payable to Bank			$ 262,500,000
Revolving Credit Facility \| Loans Payable \| The $450 Million Term Loan
Line of Credit Facility [Line Items]
Initial Term Loan to Bank				$ 450,000,000
Interest rate of borrowings outstanding			6.697%
Loans Payable to Bank			$ 450,000,000.0
Base Rate \| Minimum
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		0.00%
Base Rate \| Maximum
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		0.75%
SOFR \| Revolving Credit Facility
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		1.00%
SOFR \| Minimum
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		1.00%
SOFR \| Maximum
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		1.75%
Fed Funds Effective Rate \| Revolving Credit Facility
Line of Credit Facility [Line Items]
Debt instrument basis spread on variable rate		0.50%

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) shares in Thousands, $ in Thousands	Jun. 30, 2024	Sep. 30, 2023
Current assets:
Cash and cash equivalents	$ 156,043	$ 136,778
Accounts receivable, net	437,637	387,947
Prepaid expenses and other current assets	37,455	31,723
Total current assets	631,135	556,448
Marketable securities	42,779	33,014
Other investments	1,255	1,223
Property and equipment, net	34,128	10,966
Operating lease right-of-use assets	26,087	25,703
Goodwill	776,714	773,327
Intangible assets, net	92	917
Deferred income tax	78,227	59,136
Other assets	118,414	114,547
Total assets	1,708,831	1,575,281
Current liabilities:
Accounts payable	22,489	19,009
Accrued compensation and employee benefits	92,731	102,471
Other accrued liabilities	57,737	59,478
Deferred revenue	149,259	136,730
Current maturities on debt	15,000	50,000
Total current liabilities	337,216	367,688
Long-term debt	2,104,943	1,811,658
Operating lease liabilities	18,420	23,903
Other liabilities	77,558	60,022
Total liabilities	2,538,137	2,263,271
Commitments and contingencies
Stockholders’ deficit:
Preferred stock ($0.01 par value; 1,000 shares authorized; none issued and outstanding)	0	0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 24,564 and 24,770 shares outstanding at June 30, 2024 and September 30, 2023, respectively)	246	248
Additional paid-in-capital	$ 1,320,717	$ 1,350,713
Treasury stock, shares	64,293	64,087
Treasury stock, at cost (64,293 and 64,087 shares at June 30, 2024 and September 30, 2023, respectively)	$ (5,813,751)	$ (5,324,865)
Retained earnings	3,765,179	3,388,059
Accumulated other comprehensive loss	(101,697)	(102,145)
Total stockholders’ deficit	(829,306)	(687,990)
Total liabilities and stockholders’ deficit	$ 1,708,831	$ 1,575,281

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net income	$ 126,256	$ 128,758	$ 377,120	$ 327,951

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

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+ Details

Derivative Financial Instruments

9 Months Ended

Jun. 30, 2024

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments

We use derivative instruments to manage risks caused by fluctuations in foreign exchange rates. The primary objective of our derivative instruments is to protect the value of foreign-currency-denominated receivable and cash balances from the effects of volatility in foreign exchange rates that might occur prior to conversion to their functional currencies. We principally utilize foreign currency forward contracts, which enable us to buy and sell foreign currencies in the future at fixed exchange rates and economically offset changes in foreign exchange rates. We routinely enter into contracts to offset exposures denominated in the British pound, Euro, and Singapore dollar.

Foreign currency-denominated receivable and cash balances are remeasured at foreign exchange rates in effect on the balance sheet date with the effects of changes in foreign exchange rates reported in other income, net. The forward contracts are not designated as hedges and are marked to market through other income, net. Fair value changes in the forward contracts help mitigate the changes in the value of the remeasured receivable and cash balances attributable to changes in foreign exchange rates. The forward contracts are short-term in nature and typically have average maturities at inception of less than three months.

The following tables summarize our outstanding foreign currency forward contracts, by currency, at June 30, 2024 and September 30, 2023:


	June 30, 2024
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	7,900	$	8,447	$	—
Buy foreign currency:
British pound (GBP)	GBP	8,764	$	11,100	$	—
Singapore dollar (SGD)	SGD	5,688	$	4,200	$	—


	September 30, 2023
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	12,900	$	13,621	$	—
Buy foreign currency:
British pound (GBP)	GBP	10,700	$	13,100	$	—
Singapore dollar (SGD)	SGD	8,569	$	6,300	$	—

The foreign currency forward contracts were entered into on June 30, 2024 and September 30, 2023; therefore, their fair value was $0 on each of these dates.

Gains on derivative financial instruments were recorded in our condensed consolidated statements of income and comprehensive income as a component of other income, net, and consisted of the following:


	Quarter Ended June 30,				Nine Months Ended June 30,
	2024		2023		2024		2023
	(In thousands)
Gains on foreign currency forward contracts	$	25	$	494	$	386	$	2,107

Nature of Business (Policies)	9 Months Ended
Nature of Business (Policies)	Jun. 30, 2024
Accounting Policies [Abstract]
Fair Isaac Corporation	Fair Isaac Corporation Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” or “FICO”) is a leading applied analytics company. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO® Score operationalize analytics, enabling thousands of businesses in more than 100 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, public agencies, and organizations in other industries. We also serve consumers through online services that enable people to access and understand their FICO® Scores — the standard measure in the U.S. of consumer credit risk — empowering them to increase financial literacy and manage their financial health.
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the fiscal year ended September 30, 2023. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates We make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the appropriate levels of various accruals; variable considerations included in the transaction price and standalone selling price of each performance obligation for our customer contracts; labor hours in connection with fixed-fee service contracts; the amount of our tax provision; and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of acquired intangible assets, property and equipment, and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates.
New Accounting Pronouncements	New Accounting Pronouncements Recent Accounting Pronouncements Adopted In October 2021, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2021-08, “Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers” (“ASU 2021-08”). ASU 2021-08 requires an acquirer in a business combination to recognize and measure contract assets and contract liabilities from acquired contracts using the revenue recognition guidance under Accounting Standards Codification Topic 606, Revenue from Contacts with Customers, in order to align the recognition of a contract liability with the definition of a performance obligation. We adopted ASU 2021-08 in the first quarter of fiscal 2024 and the adoption did not have a significant impact on our condensed consolidated financial statements. Recent Accounting Pronouncements Not Yet Adopted In November 2023, the FASB issued ASU No. 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures” (“ASU 2023-07”). ASU 2023-07 expands annual and interim disclosure requirements for reportable segments, primarily through enhanced disclosures about significant segment expenses. The standard is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024, which means that it will be effective for our annual periods beginning October 1, 2024, and our interim periods beginning October 1, 2025. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In December 2023, the FASB issued ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” (“ASU 2023-09”). ASU 2023-09 requires disaggregated information about a reporting entity’s effective tax rate reconciliation as well as disaggregated information on income tax paid. The standard is effective for fiscal years beginning after December 15, 2024, which means that it will be effective for our fiscal years beginning October 1, 2025. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. We do not expect that any other recently issued accounting pronouncements will have a significant effect on our consolidated financial statements.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Statement of Cash Flows [Abstract]
Proceeds from Income Tax Refunds	$ 836	$ 567

Composition of Certain Financial Statement Captions

9 Months Ended

Jun. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Composition of Certain Financial Statement Captions

The following table presents the composition of property and equipment, net and other accrued liabilities at June 30, 2024 and September 30, 2023:


	June 30, 2024		September 30, 2023
	(In thousands)
Property and equipment, net:
Property and equipment	$	102,302	$	98,967
Internal-use software	11,298		—
Less: accumulated depreciation and amortization	(79,472)		(88,001)
Total	$	34,128	$	10,966

Other accrued liabilities:
Interest payable	$	7,343	$	20,770
Current operating leases	13,055		16,336
Other	37,339		22,372
Total	$	57,737	$	59,478

Earnings per Share - Reconciliation of Numerators and Denominators of Basic and Diluted Earnings Per Share (Detail) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Numerator for diluted and basic earnings per share:
Net income	$ 126,256	$ 128,758	$ 377,120	$ 327,951
Denominator — share:
Basic weighted-average shares (in shares)	24,646	24,959	24,743	25,040
Effect of dilutive securities (in shares)	369	378	386	359
Diluted weighted-average shares (in shares)	25,015	25,337	25,129	25,399
Earnings per share:
Basic (in dollars per share)	$ 5.12	$ 5.16	$ 15.24	$ 13.10
Diluted (in dollars per share)	$ 5.05	$ 5.08	$ 15.01	$ 12.91

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

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The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

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+ Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

Revenue from Contract with Customer

9 Months Ended

Jun. 30, 2024

Revenue from Contract with Customer [Abstract]

Revenue from Contract with Customer

Revenue from Contracts with Customers

Disaggregation of Revenue

The following tables provide information about disaggregated revenue by primary geographical market:


	Quarter Ended June 30, 2024
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	239,319	$	142,003	$	381,322	85	%
Europe, Middle East and Africa	1,769		44,592		46,361		10	%
Asia Pacific	362		19,804		20,166		5	%
Total	$	241,450	$	206,399	$	447,849	100	%


	Quarter Ended June 30, 2023
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	199,948	$	145,451	$	345,399	87	%
Europe, Middle East and Africa	1,486		31,267		32,753		8	%
Asia Pacific	344		20,192		20,536		5	%
Total	$	201,778	$	196,910	$	398,688	100	%


	Nine Months Ended June 30, 2024
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	657,990	$	405,859	$	1,063,849	84	%
Europe, Middle East and Africa	4,355		120,631		124,986		10	%
Asia Pacific	8,102		66,780		74,882		6	%
Total	$	670,447	$	593,270	$	1,263,717	100	%

	Nine Months Ended June 30, 2023
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	570,284	$	384,545	$	954,829	85	%
Europe, Middle East and Africa	3,988		102,458		106,446		9	%
Asia Pacific	4,001		58,548		62,549		6	%
Total	$	578,273	$	545,551	$	1,123,824	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
On-premises software	$	83,775	$	80,770	46	%	47	%	$	235,944	$	219,165	45	%	47	%
SaaS software	100,010		91,289		54	%	53	%	293,689		252,038		55	%	53	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Platform software	$	51,780	$	40,317	28	%	23	%	$	144,278	$	109,827	27	%	23	%
Non-platform software	132,005		131,742		72	%	77	%	385,355		361,376		73	%	77	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Software recognized at a point in time (1)	$	24,638	$	25,077	13	%	15	%	$	58,597	$	56,073	11	%	12	%
Software recognized over contract term (2)	159,147		146,982		87	%	85	%	471,036		415,130		89	%	88	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

(1)Includes license portion of our on-premises subscription software and perpetual license, both of which are recognized when the software is made available to the customer, or at the start of the subscription.

(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.

The following table provides information about disaggregated revenue for our Scores segment by distribution method:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Business-to-business Scores	$	188,754	$	148,128	78	%	73	%	$	514,704	$	417,907	77	%	72	%
Business-to-consumer Scores	52,696		53,650		22	%	27	%	155,743		160,366		23	%	28	%
Total	$	241,450	$	201,778	100	%	100	%	$	670,447	$	578,273	100	%	100	%

We derive a substantial portion of revenues from our contracts with the three major consumer reporting agencies, TransUnion, Equifax and Experian. Revenues collectively generated by agreements with these customers accounted for 47% and 42% of our total revenues in the quarters ended June 30, 2024 and 2023, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the quarters ended June 30, 2024 and 2023. Revenues collectively generated by agreements with these customers accounted for 44% and 40% of our total revenues in the nine months ended June 30, 2024 and 2023, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the nine months ended June 30, 2024 and 2023. At each of June 30, 2024 and September 30, 2023, one individual customer accounted for 10% or more of total consolidated receivables.

Contract Balances

We record a receivable when we satisfy a performance obligation prior to invoicing if only the passage of time is required before payment is due or if we have an unconditional right to consideration before we satisfy a performance obligation. We record a contract asset when we satisfy a performance obligation prior to invoicing but our right to consideration is conditional. We record deferred revenue when the payment is made or due before we satisfy a performance obligation.

Receivables at June 30, 2024 and September 30, 2023 consisted of the following:


	June 30, 2024		September 30, 2023
	(In thousands)
Billed	$	275,400	$	234,745
Unbilled	209,909		203,896
	485,309		438,641
Less: allowance for doubtful accounts	(6,187)		(4,978)
Net receivables	479,122		433,663
Less: long-term receivables (*)	(41,485)		(45,716)
Short-term receivables (*)	$	437,637	$	387,947

(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.

Deferred revenue primarily relates to our maintenance and SaaS contracts billed annually in advance and generally recognized ratably over the term of the service period. Significant changes in the deferred revenues balances are as follows:


	Nine Months Ended June 30, 2024
	(In thousands)
Deferred revenues, beginning balance (*)	$	143,235
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	(122,567)
Increases due to billings, excluding amounts recognized as revenue during the period	135,115
Deferred revenues, ending balance (*)	$	155,783

(*) Deferred revenues at June 30, 2024 included current portion of $149.3 million and long-term portion of $6.5 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets. Deferred revenues at September 30, 2023 included current portion of $136.7 million and long-term portion of $6.5 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets.

Payment terms and conditions vary by contract type, although terms generally include a requirement of payment within 30 to 60 days. In instances where the timing of revenue recognition differs from the timing of invoicing, we have determined our contracts generally do not include a significant financing component. The primary purpose of our invoicing terms is to provide customers with simplified and predictable ways of purchasing our products and services, not to provide customers with financing or to receive financing from our customers. Examples include multi-year on-premises licenses that are invoiced annually with revenue recognized upfront and invoicing at the beginning of a subscription term with revenue recognized ratably over the contract period.

Performance Obligations

Revenue allocated to remaining performance obligations represents contracted revenue that will be recognized in future periods, which is comprised of deferred revenue and amounts that will be invoiced and recognized as revenue in future periods. This does not include:

•Usage-based revenue that will be recognized in future periods from on-premises software subscriptions;

•Consumption-based variable fees from SaaS software that will be recognized in the distinct service period during which it is earned; and

•Revenue from variable considerations that will be recognized in accordance with the “right-to-invoice” practical expedient, such as fees from our professional services billed based on a time and materials basis.

Revenue allocated to remaining performance obligations was $482.9 million as of June 30, 2024, approximately 50% of which we expect to recognize over the next 15 months and the remainder thereafter. Revenue allocated to remaining performance obligations was $470.5 million as of September 30, 2023.

- Definition

The entire disclosure of revenue from contract with customer to transfer good or service and to transfer nonfinancial asset. Includes, but is not limited to, disaggregation of revenue, credit loss recognized from contract with customer, judgment and change in judgment related to contract with customer, and asset recognized from cost incurred to obtain or fulfill contract with customer. Excludes insurance and lease contracts.

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-URI https://asc.fasb.org//1943274/2147479806/606-10-50-12

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479806/606-10-50-12

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479806/606-10-50-12

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479806/606-10-50-12

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479806/606-10-50-13

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Name Accounting Standards Codification
-Topic 606
-Publisher FASB
-URI https://asc.fasb.org//606/tableOfContent

+ Details

Cover - shares	9 Months Ended
Cover - shares	Jun. 30, 2024	Jul. 17, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	1-11689
Entity Registrant Name	Fair Isaac Corp
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	94-1499887
Entity Address, Address Line One	5 West Mendenhall, Suite 105
Entity Address, Postal Zip Code	59715
Entity Address, City or Town	Bozeman,
Entity Address, State or Province	MT
City Area Code	406
Local Phone Number	982-7276
Title of 12(b) Security	Common Stock, $0.01 par value per share
Trading Symbol	FICO
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		24,518,533
Entity Central Index Key	0000814547
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false

Contract Balances - Payment Terms (Details)	9 Months Ended
Contract Balances - Payment Terms (Details)	Jun. 30, 2024
Minimum
Contract with Customer, Payment Term [Line Items]
Contract With Customer, Payment Term	30 days
Maximum
Contract with Customer, Payment Term [Line Items]
Contract With Customer, Payment Term	60 days

Subsequent Events (Details) $ in Billions	Jul. 31, 2024 USD ($)
Subsequent Event
Subsequent Event [Line Items]
Stock repurchase program, authorized amount	$ 1.0

CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning Balance (in shares) at Sep. 30, 2022		25,154
Beginning Balance at Sep. 30, 2022	$ (801,947)	$ 252	$ 1,299,588	$ (4,935,769)	$ 2,958,684	$ (124,702)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	89,750		89,750
Issuance of treasury stock under employee stock plans (in shares)		218
Issuance of treasury stock under employee stock plans	(59,829)	$ 2	(76,948)	17,117
Repurchases of common stock (in shares)		(480)
Repurchases of common stock	(289,906)	$ (5)		(289,901)
Net income	327,951				327,951
Foreign currency translation adjustments	30,005					30,005
Ending Balance (in shares) at Jun. 30, 2023		24,892
Ending Balance at Jun. 30, 2023	(703,976)	$ 249	1,312,390	(5,208,553)	3,286,635	(94,697)
Beginning Balance (in shares) at Mar. 31, 2023		25,016
Beginning Balance at Mar. 31, 2023	(770,793)	$ 250	1,281,270	(5,110,421)	3,157,877	(99,769)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	32,995		32,995
Issuance of treasury stock under employee stock plans (in shares)		6
Issuance of treasury stock under employee stock plans	(1,373)	$ 0	(1,875)	502
Repurchases of common stock (in shares)		(130)
Repurchases of common stock	(98,635)	$ (1)		(98,634)
Net income	128,758				128,758
Foreign currency translation adjustments	5,072					5,072
Ending Balance (in shares) at Jun. 30, 2023		24,892
Ending Balance at Jun. 30, 2023	(703,976)	$ 249	1,312,390	(5,208,553)	3,286,635	(94,697)
Beginning Balance (in shares) at Sep. 30, 2023		24,770
Beginning Balance at Sep. 30, 2023	(687,990)	$ 248	1,350,713	(5,324,865)	3,388,059	(102,145)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	109,457		109,457
Issuance of treasury stock under employee stock plans (in shares)		212
Issuance of treasury stock under employee stock plans	(121,543)	$ 2	(139,453)	17,908
Repurchases of common stock (in shares)		(418)
Repurchases of common stock	(506,798)	$ (4)		(506,794)
Net income	377,120				377,120
Foreign currency translation adjustments	448					448
Ending Balance (in shares) at Jun. 30, 2024		24,564
Ending Balance at Jun. 30, 2024	(829,306)	$ 246	1,320,717	(5,813,751)	3,765,179	(101,697)
Beginning Balance (in shares) at Mar. 31, 2024		24,753
Beginning Balance at Mar. 31, 2024	(735,660)	$ 248	1,281,577	(5,558,809)	3,638,923	(97,599)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	42,435		42,435
Issuance of treasury stock under employee stock plans (in shares)		7
Issuance of treasury stock under employee stock plans	(2,694)	$ 0	(3,295)	601
Repurchases of common stock (in shares)		(196)
Repurchases of common stock	(255,545)	$ (2)		(255,543)
Net income	126,256				126,256
Foreign currency translation adjustments	(4,098)					(4,098)
Ending Balance (in shares) at Jun. 30, 2024		24,564
Ending Balance at Jun. 30, 2024	$ (829,306)	$ 246	$ 1,320,717	$ (5,813,751)	$ 3,765,179	$ (101,697)

Composition of Certain Financial Statement Captions (Tables)

9 Months Ended

Jun. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Summary of Property and Equipment and Other Accrued Liabilities

The following table presents the composition of property and equipment, net and other accrued liabilities at June 30, 2024 and September 30, 2023:


	June 30, 2024		September 30, 2023
	(In thousands)
Property and equipment, net:
Property and equipment	$	102,302	$	98,967
Internal-use software	11,298		—
Less: accumulated depreciation and amortization	(79,472)		(88,001)
Total	$	34,128	$	10,966

Other accrued liabilities:
Interest payable	$	7,343	$	20,770
Current operating leases	13,055		16,336
Other	37,339		22,372
Total	$	57,737	$	59,478

Subsequent Events	9 Months Ended
Subsequent Events	Jun. 30, 2024
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events In July 2024, our Board of Directors approved a new stock repurchase program, replacing our previously authorized January 2024 stock repurchase program, which was terminated prior to its expiration. The new program is open-ended and authorizes repurchases of shares of our common stock from time to time up to an aggregate cost of $1.0 billion in the open market or in negotiated transactions. The new stock repurchase program became effective on July 29, 2024, and remains in effect until the total authorized amount is expended or until further action by our Board of Directors.

Segment Information (Tables)

9 Months Ended

Jun. 30, 2024

Segment Reporting [Abstract]

Summary of Segment Information

The following tables summarize segment information for the quarters and nine-month periods ended June 30, 2024 and 2023:


	Quarter Ended June 30, 2024
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	183,785	$	—	$	183,785
Professional services	—		22,614		—		22,614
Scores	241,450		—		—		241,450
Total segment revenues	241,450		206,399		—		447,849
Segment operating expense	(28,461)		(136,059)		(50,368)		(214,888)
Segment operating income	$	212,989	$	70,340	$	(50,368)	232,961
Unallocated share-based compensation expense							(42,435)
Unallocated amortization expense							(275)


Operating income							190,251
Unallocated interest expense, net							(26,868)
Unallocated other income, net							3,935
Income before income taxes							$	167,318
Depreciation and amortization	$	129	$	2,553	$	18	$	2,700


	Quarter Ended June 30, 2023
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	172,059	$	—	$	172,059
Professional services	—		24,851		—		24,851
Scores	201,778		—		—		201,778
Total segment revenues	201,778		196,910		—		398,688
Segment operating expense	(24,779)		(121,261)		(42,347)		(188,387)
Segment operating income	$	176,999	$	75,649	$	(42,347)	210,301
Unallocated share-based compensation expense							(32,995)
Unallocated amortization expense							(275)


Operating income							177,031
Unallocated interest expense, net							(24,545)
Unallocated other income, net							5,301
Income before income taxes							$	157,787
Depreciation and amortization	$	107	$	2,093	$	16	$	2,216


	Nine Months Ended June 30, 2024
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	529,633	$	—	$	529,633
Professional services	—		63,637		—		63,637
Scores	670,447		—		—		670,447
Total segment revenues	670,447		593,270		—		1,263,717
Segment operating expense	(76,596)		(403,646)		(136,742)		(616,984)
Segment operating income	$	593,851	$	189,624	$	(136,742)	646,733
Unallocated share-based compensation expense							(109,457)
Unallocated amortization expense							(825)


Operating income							536,451
Unallocated interest expense, net							(77,123)
Unallocated other income, net							11,314
Income before income taxes							$	470,642
Depreciation and amortization	$	317	$	6,250	$	46	$	6,613


	Nine Months Ended June 30, 2023
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	471,203	$	—	$	471,203
Professional services	—		74,348		—		74,348
Scores	578,273		—		—		578,273
Total segment revenues	578,273		545,551		—		1,123,824
Segment operating expense	(69,177)		(369,270)		(119,612)		(558,059)
Segment operating income	$	509,096	$	176,281	$	(119,612)	565,765
Unallocated share-based compensation expense							(89,750)
Unallocated amortization expense							(825)

Unallocated gain on product line asset sale							1,941
Operating income							477,131
Unallocated interest expense, net							(71,242)
Unallocated other income, net							7,270
Income before income taxes							$	413,159
Depreciation and amortization	$	396	$	7,790	$	58	$	8,244

Debt (Tables)

9 Months Ended

Jun. 30, 2024

Debt Disclosure [Abstract]

Schedule of Debt

The following table represents our debt at carrying value at June 30, 2024 and September 30, 2023:


	June 30, 2024		September 30, 2023
	(In thousands)
Current maturities on debt:
Revolving line of credit	$	—	$	35,000
The $300 Million Term Loan	15,000		15,000
Current maturities on debt	15,000		50,000
Long-term debt:
Revolving line of credit	118,000		265,000
The $300 Million Term Loan	247,500		258,750
The $450 Million Term Loan	450,000		—
The 2018 Senior Notes	400,000		400,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		900,000
Less: debt issuance costs	(10,557)		(12,092)
Long-term debt	2,104,943		1,811,658
Total debt	$	2,119,943	$	1,861,658

Schedule of Carrying Values and Estimated Fair Values of Debt Instruments

The following table presents the face values and fair values for the Senior Notes at June 30, 2024 and September 30, 2023:


	June 30, 2024				September 30, 2023
	Face Value		Fair Value		Face Value		Fair Value
	(In thousands)
The 2018 Senior Notes	$	400,000	$	394,000	$	400,000	$	386,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		835,875		900,000		803,250
Total	$	1,300,000	$	1,229,875	$	1,300,000	$	1,189,250

Goodwill - Summary of Changes to Goodwill (Detail) $ in Thousands	9 Months Ended
	Jun. 30, 2024 USD ($)
Goodwill [Roll Forward]
Balance at September 30, 2023	$ 773,327
Foreign currency translation adjustment	3,387
Balance at June 30, 2024	776,714
Scores
Goodwill [Roll Forward]
Balance at September 30, 2023	146,648
Foreign currency translation adjustment	0
Balance at June 30, 2024	146,648
Software
Goodwill [Roll Forward]
Balance at September 30, 2023	626,679
Foreign currency translation adjustment	3,387
Balance at June 30, 2024	$ 630,066

- Definition

Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.

+ References + Details

Composition of Certain Financial Statement Captions - Other Accrued Liability (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Interest payable	$ 7,343	$ 20,770
Current operating leases	13,055	16,336
Other Accrued Liabilities, Current	37,339	22,372
Other accrued liabilities	$ 57,737	$ 59,478

Fair Value Measurements - Financial Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($)
$ in Thousands

Jun. 30, 2024

Sep. 30, 2023

Assets:

Marketable securities

$ 42,779

$ 33,014

Cash deposits

121,500

113,200

Fair Value, Measurements, Recurring

Assets:

Cash equivalents

^[1]

34,569

23,621

Marketable securities

^[2]

42,779

33,014

Total

77,348

56,635

Fair Value, Measurements, Recurring | Active Markets for Identical Instruments (Level 1)

Assets:

Cash equivalents

^[1]

34,569

23,621

Marketable securities

^[2]

42,779

33,014

Total

$ 77,348

$ 56,635

[1]	Included in cash and cash equivalents on our condensed consolidated balance sheets at June 30, 2024 and September 30, 2023. Not included in these tables are cash deposits of $121.5 million and $113.2 million at June 30, 2024 and September 30, 2023, respectively.
[2]	Represents securities held under a supplemental retirement and savings plan for certain officers and senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities on our condensed consolidated balance sheets at June 30, 2024 and September 30, 2023.

- Definition

Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.

+ References + Details

Earnings per Share

9 Months Ended

Jun. 30, 2024

Earnings Per Share [Abstract]

Earnings per Share

The following table presents reconciliations for the numerators and denominators of basic and diluted earnings per share (“EPS”) for the quarters and nine-month periods ended June 30, 2024 and 2023:


	Quarter Ended June 30,				Nine Months Ended June 30,
	2024		2023		2024		2023
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net income	$	126,256	$	128,758	$	377,120	$	327,951
Denominator — share:
Basic weighted-average shares	24,646		24,959		24,743		25,040
Effect of dilutive securities	369		378		386		359
Diluted weighted-average shares	25,015		25,337		25,129		25,399
Earnings per share:
Basic	$	5.12	$	5.16	$	15.24	$	13.10
Diluted	$	5.05	$	5.08	$	15.01	$	12.91

Fair Value Measurements (Tables)

9 Months Ended

Jun. 30, 2024

Fair Value Disclosures [Abstract]

Financial Assets Measured on a Recurring Basis

The following tables represent financial assets that we measured at fair value on a recurring basis at June 30, 2024 and September 30, 2023:


June 30, 2024	Active Markets for Identical Instruments (Level 1)		Fair Value as of June 30, 2024
	(In thousands)
Assets:
Cash equivalents (1)	$	34,569	$	34,569
Marketable securities (2)	42,779		42,779
Total	$	77,348	$	77,348

September 30, 2023	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2023
	(In thousands)
Assets:
Cash equivalents (1)	$	23,621	$	23,621
Marketable securities (2)	33,014		33,014
Total	$	56,635	$	56,635

Contract Balance - Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
Billed	$ 275,400	$ 234,745
Unbilled	209,909	203,896
Receivables Gross	485,309	438,641
Less: allowance for doubtful accounts	(6,187)	(4,978)
Accounts Receivable, after Allowance for Credit Loss	479,122	433,663
Less: long-term receivables	(41,485)	(45,716)
Accounts receivable, net	$ 437,637	$ 387,947

Derivative Financial Instruments (Tables)

9 Months Ended

Jun. 30, 2024

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Summary of Outstanding Foreign Currency Forward Contracts

The following tables summarize our outstanding foreign currency forward contracts, by currency, at June 30, 2024 and September 30, 2023:


	June 30, 2024
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	7,900	$	8,447	$	—
Buy foreign currency:
British pound (GBP)	GBP	8,764	$	11,100	$	—
Singapore dollar (SGD)	SGD	5,688	$	4,200	$	—


	September 30, 2023
	Contract Amount				Fair Value
	Foreign Currency		USD		USD
	(In thousands)
Sell foreign currency:

Euro (EUR)	EUR	12,900	$	13,621	$	—
Buy foreign currency:
British pound (GBP)	GBP	10,700	$	13,100	$	—
Singapore dollar (SGD)	SGD	8,569	$	6,300	$	—

Gains (Losses) on Derivative Financial Instruments


	Quarter Ended June 30,				Nine Months Ended June 30,
	2024		2023		2024		2023
	(In thousands)
Gains on foreign currency forward contracts	$	25	$	494	$	386	$	2,107

Composition of Certain Financial Statement Captions - Property and Equipment (Detail) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023
Property, Plant and Equipment [Line Items]
Less: accumulated depreciation and amortization	$ (79,472)	$ (88,001)
Property and equipment, net	34,128	10,966
Property and equipment
Property, Plant and Equipment [Line Items]
Property and equipment	102,302	98,967
Internal-use software
Property, Plant and Equipment [Line Items]
Property and equipment	$ 11,298	$ 0

Debt

9 Months Ended

Jun. 30, 2024

Debt Disclosure [Abstract]

Debt Disclosure

Debt

The following table represents our debt at carrying value at June 30, 2024 and September 30, 2023:


	June 30, 2024		September 30, 2023
	(In thousands)
Current maturities on debt:
Revolving line of credit	$	—	$	35,000
The $300 Million Term Loan	15,000		15,000
Current maturities on debt	15,000		50,000
Long-term debt:
Revolving line of credit	118,000		265,000
The $300 Million Term Loan	247,500		258,750
The $450 Million Term Loan	450,000		—
The 2018 Senior Notes	400,000		400,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		900,000
Less: debt issuance costs	(10,557)		(12,092)
Long-term debt	2,104,943		1,811,658
Total debt	$	2,119,943	$	1,861,658

Revolving Line of Credit and Term Loans

We have a $600 million unsecured revolving line of credit and a $300 million unsecured term loan (the “$300 Million Term Loan”) with a syndicate of banks that mature on August 19, 2026. Borrowings under the revolving line of credit and the $300 Million Term Loan can be used for working capital and general corporate purposes and may also be used for the refinancing of existing debt, acquisitions, and the repurchase of our common stock. The $300 Million Term Loan requires principal payments in consecutive quarterly installments of $3.75 million on the last business day of each quarter. Interest rates on amounts borrowed under the revolving line of credit and the $300 Million Term Loan are based on (i) an adjusted base rate, which is the greatest of (a) the prime rate, (b) the Federal Funds rate plus 0.5%, and (c) one-month adjusted term Secured Overnight Financing Rate (“SOFR”) rate plus 1%, plus, in each case, an applicable margin, or (ii) an adjusted term SOFR rate plus an applicable margin (or, if such rate is no longer available, a successor benchmark rate determined in accordance with the terms of the credit agreement). Adjusted term SOFR is defined as term SOFR for the relevant interest period plus a SOFR adjustment of 0.10% per annum. The applicable margin for base rate borrowings and for SOFR borrowings is determined based on our consolidated leverage ratio. The applicable margin for base rate borrowings ranges from 0% to 0.75% per annum and for SOFR borrowings ranges from 1% to 1.75% per annum. In addition, we must pay certain credit facility fees. The revolving line of credit and the $300 Million Term Loan contain certain restrictive covenants including a maximum consolidated leverage ratio of 3.5 to 1.0, subject to a step up to 4.0 to 1.0 following certain permitted acquisitions and subject to certain conditions, and a minimum interest coverage ratio of 3.0 to 1.0. The credit agreement also contains other covenants typical of unsecured credit facilities.

On June 13, 2024, we amended our credit agreement to provide for the issuance of a new $450 million unsecured term loan (the “$450 Million Term Loan”) with a syndicate of banks, increasing the total capacity of the credit agreement to $1.35 billion. The $450 Million Term Loan is subject to the same interest rate provisions and covenants as the revolving line of credit and the $300 Million Term Loan, and matures on August 19, 2026. We have no obligation to make scheduled principal payments on the $450 Million Term Loan prior to the maturity date, but may prepay the $450 Million Term Loan, without premium or penalty, in whole or in part.

As of June 30, 2024, we had $118.0 million in borrowings outstanding under the revolving line of credit at a weighted-average interest rate of 6.688%, $262.5 million in outstanding balance of the $300 Million Term Loan at an interest rate of 6.688%, and $450.0 million in outstanding balance of the $450 Million Term Loan at an interest rate of 6.697%. We were in compliance with all financial covenants under the credit agreement as of June 30, 2024.

Senior Notes

On May 8, 2018, we issued $400 million of senior notes in a private offering to qualified institutional investors (the “2018 Senior Notes”). The 2018 Senior Notes require interest payments semi-annually at a rate of 5.25% per annum and will mature on May 15, 2026.

On December 6, 2019, we issued $350 million of senior notes in a private offering to qualified institutional investors (the “2019 Senior Notes”). The 2019 Senior Notes require interest payments semi-annually at a rate of 4.00% per annum and will mature on June 15, 2028.

On December 17, 2021, we issued $550 million of additional senior notes of the same class as the 2019 Senior Notes in a private offering to qualified institutional investors (the “2021 Senior Notes,” and collectively with the 2018 Senior Notes and the 2019 Senior Notes, the “Senior Notes”). The 2021 Senior Notes require interest payments semi-annually at a rate of 4.00% per annum and will mature on June 15, 2028, the same date as the 2019 Senior Notes.

The indentures for the Senior Notes contain certain covenants typical of unsecured obligations and we were in compliance as of June 30, 2024.

The following table presents the face values and fair values for the Senior Notes at June 30, 2024 and September 30, 2023:


	June 30, 2024				September 30, 2023
	Face Value		Fair Value		Face Value		Fair Value
	(In thousands)
The 2018 Senior Notes	$	400,000	$	394,000	$	400,000	$	386,000
The 2019 Senior Notes and the 2021 Senior Notes	900,000		835,875		900,000		803,250
Total	$	1,300,000	$	1,229,875	$	1,300,000	$	1,189,250

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
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+ Details

Goodwill (Details) $ in Millions	Jun. 30, 2024 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill, Impaired, Accumulated Impairment Loss	$ 0

Derivative Financial Instruments - Gains (Losses) on Derivative Financial Instruments Recorded in Consolidated Statements of Income (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Foreign currency forward contracts
Derivative [Line Items]
Gains on foreign currency forward contracts	$ 25	$ 494	$ 386	$ 2,107

Performance Obligation (Details) - USD ($) $ in Millions	Jun. 30, 2024	Sep. 30, 2023
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue, remaining performance obligation, amount	$ 482.9	$ 470.5
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2024-07-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue, Remaining Performance Obligation, Percentage	50.00%
Revenue, remaining performance obligation, expected timing of satisfaction, period	15 months

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2024	Sep. 30, 2023
Statement of Financial Position [Abstract]
Preferred stock, par value (in usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in usd per share)	$ 0.01	$ 0.01
Common stock, shares authorized	200,000,000	200,000,000
Common stock, shares issued	88,857,000	88,857,000
Common stock, shares outstanding	24,564,000	24,770,000
Treasury stock, shares	64,293,000	64,087,000

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net income	$ 377,120	$ 327,951
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	10,012	11,642
Share-based compensation	109,457	89,750
Deferred income taxes	(19,013)	(37,795)
Net gain on marketable securities	(7,760)	(3,854)
Non-cash operating lease costs	9,686	11,215
Provision for doubtful accounts	1,256	1,106
Gain (Loss) on Disposition of Assets	0	1,941
Net loss on sales and abandonment of property and equipment	428	555
Changes in operating assets and liabilities:
Accounts receivable	(47,683)	(65,005)
Prepaid expenses and other assets	(14,254)	(1,487)
Accounts payable	3,432	(62)
Accrued compensation and employee benefits	(9,699)	(14,931)
Other liabilities	(18,542)	(20,242)
Deferred revenue	12,046	7,964
Net cash provided by operating activities	406,486	304,866
Cash flows from investing activities:
Purchases of property and equipment	(7,130)	(3,169)
Payments to Develop Software	(11,298)	0
Proceeds from sales of marketable securities	15,855	4,969
Purchases of marketable securities	(17,861)	(8,648)
Cash transferred, net of proceeds, from product line asset sale	0	(6,126)
Net cash used in investing activities	(20,434)	(12,974)
Cash flows from financing activities:
Proceeds from revolving line of credit and term loans	795,000	339,000
Payments on revolving line of credit and term loans	(538,250)	(265,250)
Payments on finance leases	1,311	0
Proceeds from issuance of treasury stock under employee stock plans	15,680	15,615
Taxes paid related to net share settlement of equity awards	(137,223)	(75,443)
Repurchases of common stock	(498,171)	(285,158)
Net cash used in financing activities	(364,981)	(271,236)
Effect of exchange rate changes on cash	(1,806)	9,164
Increase in cash and cash equivalents	19,265	29,820
Cash and cash equivalents, beginning of period	136,778	133,202
Cash and cash equivalents, end of period	156,043	163,022
Supplemental disclosures of cash flow information:
Cash paid for income taxes, net of refunds of $836 and $567 during the nine-month periods ended June 30, 2024 and 2023, respectively	97,281	107,081
Cash paid for interest	91,708	86,122
Supplemental disclosures of non-cash investing and financing activities:
Purchase of property and equipment included in accounts payable	132	53
Unsettled repurchases of common stock	10,448	4,748
Finance lease obligations incurred	11,740	0
Payments on debt issuance costs	$ (706)	$ 0

Goodwill

9 Months Ended

Jun. 30, 2024

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill Disclosure

Goodwill

The following table summarizes changes to goodwill during the nine months ended June 30, 2024, both in total and as allocated to our segments. As of June 30, 2024, there was no accumulated goodwill impairment loss.


	Scores		Software		Total
	(In thousands)
Balance at September 30, 2023	$	146,648	$	626,679	$	773,327


Foreign currency translation adjustment	—		3,387		3,387

Balance at June 30, 2024	$	146,648	$	630,066	$	776,714

Goodwill (Tables)

9 Months Ended

Jun. 30, 2024

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Goodwill


	Scores		Software		Total
	(In thousands)
Balance at September 30, 2023	$	146,648	$	626,679	$	773,327


Foreign currency translation adjustment	—		3,387		3,387

Balance at June 30, 2024	$	146,648	$	630,066	$	776,714

- Definition

Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 350
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-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482573/350-20-50-2

+ Details

Derivative Financial Instruments - Additional Information (Detail) - USD ($)	9 Months Ended
	Jun. 30, 2024	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Short-term forward contracts, average maturities at inception (less than)	3 months
Foreign currency forward contracts
Derivative [Line Items]
Forward foreign currency contracts fair value	$ 0	$ 0

Senior Notes (Details) - Senior Notes - USD ($)	Dec. 17, 2021	Dec. 06, 2019	May 08, 2018	Jun. 30, 2024	Sep. 30, 2023
Debt Instrument [Line Items]
Long-Term Debt, Fair Value				$ 1,229,875,000	$ 1,189,250,000
Carrying value of Senior Notes				1,300,000,000	1,300,000,000
May 2018 Senior Notes
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors			$ 400,000,000
Debt Instrument, Interest Rate, Stated Percentage			5.25%
Debt instrument, maturity date			May 15, 2026
Long-Term Debt, Fair Value				394,000,000	386,000,000
Carrying value of Senior Notes				400,000,000	400,000,000
Senior Notes December 2019
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors		$ 350,000,000
Debt Instrument, Interest Rate, Stated Percentage		4.00%
Debt instrument, maturity date		Jun. 15, 2028
Senior Notes December 2021
Debt Instrument [Line Items]
Senior Notes issued in a private placement to a group of institutional investors	$ 550,000,000
Debt Instrument, Interest Rate, Stated Percentage	4.00%
Debt instrument, maturity date	Jun. 15, 2028
Dec 2019 and 2021 Senior Notes
Debt Instrument [Line Items]
Long-Term Debt, Fair Value				835,875,000	803,250,000
Carrying value of Senior Notes				$ 900,000,000	$ 900,000,000

Income Taxes	9 Months Ended
Income Taxes	Jun. 30, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Effective Tax Rate The effective income tax rate was 24.5% and 18.4% during the quarters ended June 30, 2024 and 2023, respectively, and 19.9% and 20.6% during the nine months ended June 30, 2024 and 2023, respectively. The provision for income taxes during interim quarterly reporting periods is based on our estimates of the effective tax rates for the full fiscal year. The effective tax rate in any quarter can also be affected positively or negatively by adjustments that are required to be reported in the specific quarter of resolution. A provision enacted as part of the 2022 Inflation Reduction Act imposes a 15% corporate minimum tax. The provision is effective for tax years beginning after December 31, 2022, which means that it was effective for our fiscal year beginning October 1, 2023. We do not expect any impact to our fiscal 2024 effective tax rate from the corporate minimum tax provision. The total unrecognized tax benefit for uncertain tax positions was estimated to be $17.1 million and $13.8 million at June 30, 2024 and September 30, 2023, respectively. We recognize interest expense related to unrecognized tax benefits and penalties as part of the provision for income taxes in our condensed consolidated statements of income and comprehensive income. We accrued interest of $1.7 million and $0.9 million related to unrecognized tax benefits as of June 30, 2024 and September 30, 2023, respectively.

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
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Reference 2: http://www.xbrl.org/2003/role/disclosureRef
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+ Details

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Jun. 30, 2024 shares
Trading Arrangements, by Individual
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false
James Wehmann [Member]
Trading Arrangements, by Individual
Material Terms of Trading Arrangement	On June 4, 2024, James Wehmann, our Executive Vice President, Scores, entered into a pre-arranged trading plan that is intended to satisfy the affirmative defense of Rule 10b5-1(c) of the Securities Exchange Act of 1934, as amended. This plan provides for the sale of up to 10,000 shares of our common stock in the aggregate, and terminates on the earlier of the close of market on May 30, 2025 or the date all shares are sold thereunder.
Name	James Wehmann
Title	Executive Vice President, Scores
Rule 10b5-1 Arrangement Adopted	true
Adoption Date	June 4, 2024
Arrangement Duration	360 days
Aggregate Available	10,000

Segment Information - Summary of Segment Information (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Segment revenues:
Total revenues	$ 447,849	$ 398,688	$ 1,263,717	$ 1,123,824
Segment operating expense	(257,598)	(221,657)	(727,266)	(646,693)
Operating income	190,251	177,031	536,451	477,131
Unallocated share-based compensation expense	(42,435)	(32,995)	(109,457)	(89,750)
Unallocated amortization expense	(275)	(275)	(825)	(825)
Gain on product line asset sale				1,941
Unallocated interest expense	(26,868)	(24,545)	(77,123)	(71,242)
Unallocated other income, net	3,935	5,301	11,314	7,270
Income before income taxes	167,318	157,787	470,642	413,159
Depreciation expense	2,700	2,216	6,613	8,244
Operating Segments
Segment revenues:
Segment operating expense	(214,888)	(188,387)	(616,984)	(558,059)
Operating income	232,961	210,301	646,733	565,765
Unallocated Corporate Expenses
Segment revenues:
Segment operating expense	(50,368)	(42,347)	(136,742)	(119,612)
Operating income	(50,368)	(42,347)	(136,742)	(119,612)
Depreciation expense	18	16	46	58
Scores
Segment revenues:
Total revenues	241,450	201,778	670,447	578,273
Scores \| Operating Segments
Segment revenues:
Total revenues	241,450	201,778	670,447	578,273
Segment operating expense	(28,461)	(24,779)	(76,596)	(69,177)
Operating income	212,989	176,999	593,851	509,096
Depreciation expense	129	107	317	396
Software
Segment revenues:
Total revenues	206,399	196,910	593,270	545,551
Software \| Operating Segments
Segment revenues:
Total revenues	206,399	196,910	593,270	545,551
Segment operating expense	(136,059)	(121,261)	(403,646)	(369,270)
Operating income	70,340	75,649	189,624	176,281
Depreciation expense	2,553	2,093	6,250	7,790
Professional services
Segment revenues:
Total revenues	22,614	24,851	63,637	74,348
Professional services \| Operating Segments
Segment revenues:
Total revenues			63,637	74,348
Professional services \| Scores \| Operating Segments
Segment revenues:
Total revenues	0	0	0	0
Professional services \| Software \| Operating Segments
Segment revenues:
Total revenues	22,614	24,851	63,637	74,348
On-premises and SaaS software
Segment revenues:
Total revenues	183,785	172,059	529,633	471,203
On-premises and SaaS software \| Operating Segments
Segment revenues:
Total revenues			529,633	471,203
On-premises and SaaS software \| Scores \| Operating Segments
Segment revenues:
Total revenues	0	0	0	0
On-premises and SaaS software \| Software
Segment revenues:
Total revenues	183,785	172,059	529,633	471,203
On-premises and SaaS software \| Software \| Operating Segments
Segment revenues:
Total revenues	183,785	172,059	529,633	471,203
Scores
Segment revenues:
Total revenues	241,450	201,778	670,447	578,273
Scores \| Operating Segments
Segment revenues:
Total revenues			670,447	578,273
Scores \| Scores \| Operating Segments
Segment revenues:
Total revenues	241,450	201,778	670,447	578,273
Scores \| Software \| Operating Segments
Segment revenues:
Total revenues	$ 0	$ 0	$ 0	$ 0

Nature of Business (Details)	Jun. 30, 2024 country
Accounting Policies [Abstract]
Number of Countries in which Entity Operates	100

Disaggregation of Revenue (Details) $ in Thousands	3 Months Ended		9 Months Ended
Disaggregation of Revenue (Details) $ in Thousands	Jun. 30, 2024 USD ($) Segment customer	Jun. 30, 2023 USD ($) Segment	Jun. 30, 2024 USD ($) Segment customer	Jun. 30, 2023 USD ($) Segment	Sep. 30, 2023 customer
Disaggregation of Revenue [Line Items]
Total revenues	$ 447,849	$ 398,688	$ 1,263,717	$ 1,123,824
Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	100.00%	100.00%	100.00%	100.00%
Revenue from Contract with Customer Benchmark [Member] \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	100.00%	100.00%	100.00%	100.00%
Revenue from Contract with Customer Benchmark [Member] \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Revenue, Number of Customers \| Segment	(3)	(3)	(3)	(3)
Revenue from Contract with Customer Benchmark [Member] \| Customer Concentration Risk \| TransUnion, Equifax and Experian customers
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	47.00%	42.00%	44.00%	40.00%
Accounts Receivable \| Customer Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Receivables, Number of Customers \| customer	1		1		1
On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues	$ 183,785	$ 172,059	$ 529,633	$ 471,203
On-premises and SaaS software \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	100.00%	100.00%	100.00%	100.00%
On-premises and SaaS software \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk \| Transferred at Point in Time
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	13.00%	15.00%	11.00%	12.00%
On-premises and SaaS software \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk \| Transferred over Time
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	87.00%	85.00%	89.00%	88.00%
On-Premises \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	46.00%	47.00%	45.00%	47.00%
SaaS Products \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	54.00%	53.00%	55.00%	53.00%
Platform software \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	28.00%	23.00%	27.00%	23.00%
Non-platform software \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	72.00%	77.00%	73.00%	77.00%
Operating Segments \| On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues			$ 529,633	$ 471,203
Americas
Disaggregation of Revenue [Line Items]
Total revenues	$ 381,322	$ 345,399	$ 1,063,849	$ 954,829
Americas \| Revenue from Contract with Customer Benchmark [Member] \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	85.00%	87.00%	84.00%	85.00%
EMEA
Disaggregation of Revenue [Line Items]
Total revenues	$ 46,361	$ 32,753	$ 124,986	$ 106,446
EMEA \| Revenue from Contract with Customer Benchmark [Member] \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	10.00%	8.00%	10.00%	9.00%
Asia Pacific
Disaggregation of Revenue [Line Items]
Total revenues	$ 20,166	$ 20,536	$ 74,882	$ 62,549
Asia Pacific \| Revenue from Contract with Customer Benchmark [Member] \| Geographic Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	5.00%	5.00%	6.00%	6.00%
Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 241,450	$ 201,778	$ 670,447	$ 578,273
Scores \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	100.00%	100.00%	100.00%	100.00%
Scores \| Business to business Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 188,754	$ 148,128	$ 514,704	$ 417,907
Scores \| Business to business Scores \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	78.00%	73.00%	77.00%	72.00%
Scores \| Business to consumer Scores
Disaggregation of Revenue [Line Items]
Total revenues	$ 52,696	$ 53,650	$ 155,743	$ 160,366
Scores \| Business to consumer Scores \| Revenue from Contract with Customer Benchmark [Member] \| Product Concentration Risk
Disaggregation of Revenue [Line Items]
Concentration Risk, Percentage	22.00%	27.00%	23.00%	28.00%
Scores \| Operating Segments
Disaggregation of Revenue [Line Items]
Total revenues	$ 241,450	$ 201,778	$ 670,447	$ 578,273
Scores \| Operating Segments \| On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues	0	0	0	0
Scores \| Americas
Disaggregation of Revenue [Line Items]
Total revenues	239,319	199,948	657,990	570,284
Scores \| EMEA
Disaggregation of Revenue [Line Items]
Total revenues	1,769	1,486	4,355	3,988
Scores \| Asia Pacific
Disaggregation of Revenue [Line Items]
Total revenues	362	344	8,102	4,001
Software
Disaggregation of Revenue [Line Items]
Total revenues	206,399	196,910	593,270	545,551
Software \| On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues	183,785	172,059	529,633	471,203
Software \| On-premises and SaaS software \| Transferred at Point in Time
Disaggregation of Revenue [Line Items]
Total revenues	24,638	25,077	58,597	56,073
Software \| On-premises and SaaS software \| Transferred over Time
Disaggregation of Revenue [Line Items]
Total revenues	159,147	146,982	471,036	415,130
Software \| On-Premises
Disaggregation of Revenue [Line Items]
Total revenues	83,775	80,770	235,944	219,165
Software \| SaaS Products
Disaggregation of Revenue [Line Items]
Total revenues	100,010	91,289	293,689	252,038
Software \| Platform software
Disaggregation of Revenue [Line Items]
Total revenues	51,780	40,317	144,278	109,827
Software \| Non-platform software
Disaggregation of Revenue [Line Items]
Total revenues	132,005	131,742	385,355	361,376
Software \| Operating Segments
Disaggregation of Revenue [Line Items]
Total revenues	206,399	196,910	593,270	545,551
Software \| Operating Segments \| On-premises and SaaS software
Disaggregation of Revenue [Line Items]
Total revenues	183,785	172,059	529,633	471,203
Software \| Americas
Disaggregation of Revenue [Line Items]
Total revenues	142,003	145,451	405,859	384,545
Software \| EMEA
Disaggregation of Revenue [Line Items]
Total revenues	44,592	31,267	120,631	102,458
Software \| Asia Pacific
Disaggregation of Revenue [Line Items]
Total revenues	$ 19,804	$ 20,192	$ 66,780	$ 58,548

Earnings per Share (Tables)

9 Months Ended

Jun. 30, 2024

Earnings Per Share [Abstract]

Reconciliation of Numerators and Denominators of Basic and Diluted Earnings Per Share


	Quarter Ended June 30,				Nine Months Ended June 30,
	2024		2023		2024		2023
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net income	$	126,256	$	128,758	$	377,120	$	327,951
Denominator — share:
Basic weighted-average shares	24,646		24,959		24,743		25,040
Effect of dilutive securities	369		378		386		359
Diluted weighted-average shares	25,015		25,337		25,129		25,399
Earnings per share:
Basic	$	5.12	$	5.16	$	15.24	$	13.10
Diluted	$	5.05	$	5.08	$	15.01	$	12.91

Nature of Business	9 Months Ended
Nature of Business	Jun. 30, 2024
Accounting Policies [Abstract]
Nature of Business	Nature of Business Fair Isaac Corporation Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” or “FICO”) is a leading applied analytics company. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO® Score operationalize analytics, enabling thousands of businesses in more than 100 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, public agencies, and organizations in other industries. We also serve consumers through online services that enable people to access and understand their FICO® Scores — the standard measure in the U.S. of consumer credit risk — empowering them to increase financial literacy and manage their financial health. Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the fiscal year ended September 30, 2023. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated. Use of Estimates We make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the appropriate levels of various accruals; variable considerations included in the transaction price and standalone selling price of each performance obligation for our customer contracts; labor hours in connection with fixed-fee service contracts; the amount of our tax provision; and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of acquired intangible assets, property and equipment, and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates. New Accounting Pronouncements Recent Accounting Pronouncements Adopted In October 2021, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2021-08, “Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers” (“ASU 2021-08”). ASU 2021-08 requires an acquirer in a business combination to recognize and measure contract assets and contract liabilities from acquired contracts using the revenue recognition guidance under Accounting Standards Codification Topic 606, Revenue from Contacts with Customers, in order to align the recognition of a contract liability with the definition of a performance obligation. We adopted ASU 2021-08 in the first quarter of fiscal 2024 and the adoption did not have a significant impact on our condensed consolidated financial statements. Recent Accounting Pronouncements Not Yet Adopted In November 2023, the FASB issued ASU No. 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures” (“ASU 2023-07”). ASU 2023-07 expands annual and interim disclosure requirements for reportable segments, primarily through enhanced disclosures about significant segment expenses. The standard is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024, which means that it will be effective for our annual periods beginning October 1, 2024, and our interim periods beginning October 1, 2025. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. In December 2023, the FASB issued ASU No. 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” (“ASU 2023-09”). ASU 2023-09 requires disaggregated information about a reporting entity’s effective tax rate reconciliation as well as disaggregated information on income tax paid. The standard is effective for fiscal years beginning after December 15, 2024, which means that it will be effective for our fiscal years beginning October 1, 2025. Early adoption is permitted. We are currently evaluating the impact that the updated standard will have on our disclosures within our consolidated financial statements. We do not expect that any other recently issued accounting pronouncements will have a significant effect on our consolidated financial statements.

Derivative Financial Instruments - Summary of Outstanding Forward Foreign Currency Contracts by Currency (Detail) € in Thousands, £ in Thousands, $ in Thousands, $ in Thousands	Jun. 30, 2024 USD ($)	Jun. 30, 2024 EUR (€)	Jun. 30, 2024 GBP (£)	Jun. 30, 2024 SGD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2023 EUR (€)	Sep. 30, 2023 GBP (£)	Sep. 30, 2023 SGD ($)
Foreign Exchange Contracts To Sell European Euro for US Dollar
Derivative [Line Items]
Fair value of forward foreign currency contracts to sell and buy foreign currency	$ 0				$ 0
Foreign Exchange Contracts To Sell European Euro for US Dollar \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract amount of forward foreign currency contracts	8,447	€ 7,900			13,621	€ 12,900
Foreign Exchange Contracts To Purchase British Pounds With US Dollars
Derivative [Line Items]
Fair value of forward foreign currency contracts to sell and buy foreign currency	0				0
Foreign Exchange Contracts To Purchase British Pounds With US Dollars \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract amount of forward foreign currency contracts	11,100		£ 8,764		13,100		£ 10,700
Foreign Exchange Contracts To Purchase Singapore Dollars With US Dollars
Derivative [Line Items]
Fair value of forward foreign currency contracts to sell and buy foreign currency	0				0
Foreign Exchange Contracts To Purchase Singapore Dollars With US Dollars \| Foreign currency forward contracts \| Short \| Not Designated as Hedging Instrument
Derivative [Line Items]
Contract amount of forward foreign currency contracts	$ 4,200			$ 5,688	$ 6,300			$ 8,569

- Definition

Nominal or face amount used to calculate payments on the derivative asset.

+ References + Details

Segment Information

9 Months Ended

Jun. 30, 2024

Segment Reporting [Abstract]

Segment Information

We are organized into two reportable segments: Scores and Software. Although we sell solutions and services to a large number of end user product and industry markets, our reportable business segments reflect the primary method in which management organizes and evaluates internal financial information to make operating decisions and assess performance.

•Scores. This segment includes our business-to-business (“B2B”) scoring solutions and services which give our clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes our business-to-consumer (“B2C”) scoring solutions, including our myFICO.com subscription offerings.

•Software. This segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process — such as account origination, customer management, customer engagement, fraud detection, and marketing — as well as associated professional services. This segment also includes FICO® Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by our customers to address a wide variety of business use cases. These offerings are available to our customers as SaaS or as on-premises software.

Our chief operating decision maker (“CODM”), who is our Chief Executive Officer, evaluates segment financial performance based on segment revenues and segment operating income. Segment operating expenses consist of direct and indirect costs principally related to personnel, facilities, IT infrastructure, consulting, travel and depreciation. Indirect costs are allocated to the segments generally based on relative segment revenues, fixed rates established by management based upon estimated expense contribution levels and other assumptions that management considers reasonable. We do not allocate broad-based incentive expense, share-based compensation expense, restructuring and acquisition-related expense, amortization expense, various corporate charges and certain other income and expense measures to our segments. These income and expense items are not allocated because they are not considered in evaluating the segment’s operating performance. Our CODM does not evaluate the financial performance of each segment based on its respective assets or capital expenditures; rather, depreciation amounts are allocated to the segments from their internal cost centers as described above.

The following tables summarize segment information for the quarters and nine-month periods ended June 30, 2024 and 2023:


	Quarter Ended June 30, 2024
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	183,785	$	—	$	183,785
Professional services	—		22,614		—		22,614
Scores	241,450		—		—		241,450
Total segment revenues	241,450		206,399		—		447,849
Segment operating expense	(28,461)		(136,059)		(50,368)		(214,888)
Segment operating income	$	212,989	$	70,340	$	(50,368)	232,961
Unallocated share-based compensation expense							(42,435)
Unallocated amortization expense							(275)


Operating income							190,251
Unallocated interest expense, net							(26,868)
Unallocated other income, net							3,935
Income before income taxes							$	167,318
Depreciation and amortization	$	129	$	2,553	$	18	$	2,700


	Quarter Ended June 30, 2023
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	172,059	$	—	$	172,059
Professional services	—		24,851		—		24,851
Scores	201,778		—		—		201,778
Total segment revenues	201,778		196,910		—		398,688
Segment operating expense	(24,779)		(121,261)		(42,347)		(188,387)
Segment operating income	$	176,999	$	75,649	$	(42,347)	210,301
Unallocated share-based compensation expense							(32,995)
Unallocated amortization expense							(275)


Operating income							177,031
Unallocated interest expense, net							(24,545)
Unallocated other income, net							5,301
Income before income taxes							$	157,787
Depreciation and amortization	$	107	$	2,093	$	16	$	2,216


	Nine Months Ended June 30, 2024
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	529,633	$	—	$	529,633
Professional services	—		63,637		—		63,637
Scores	670,447		—		—		670,447
Total segment revenues	670,447		593,270		—		1,263,717
Segment operating expense	(76,596)		(403,646)		(136,742)		(616,984)
Segment operating income	$	593,851	$	189,624	$	(136,742)	646,733
Unallocated share-based compensation expense							(109,457)
Unallocated amortization expense							(825)


Operating income							536,451
Unallocated interest expense, net							(77,123)
Unallocated other income, net							11,314
Income before income taxes							$	470,642
Depreciation and amortization	$	317	$	6,250	$	46	$	6,613


	Nine Months Ended June 30, 2023
	Scores		Software		Unallocated Corporate Expenses		Total
	(In thousands)
Segment revenues:
On-premises and SaaS software	$	—	$	471,203	$	—	$	471,203
Professional services	—		74,348		—		74,348
Scores	578,273		—		—		578,273
Total segment revenues	578,273		545,551		—		1,123,824
Segment operating expense	(69,177)		(369,270)		(119,612)		(558,059)
Segment operating income	$	509,096	$	176,281	$	(119,612)	565,765
Unallocated share-based compensation expense							(89,750)
Unallocated amortization expense							(825)

Unallocated gain on product line asset sale							1,941
Operating income							477,131
Unallocated interest expense, net							(71,242)
Unallocated other income, net							7,270
Income before income taxes							$	413,159
Depreciation and amortization	$	396	$	7,790	$	58	$	8,244

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-22

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-15

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 31
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-31

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-32

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-42

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-32

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 40
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-40

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org//280/tableOfContent

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 26
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-26

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-34

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 41
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-41

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 21
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-21

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 21
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-21

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147482810/280-10-50-32

+ Details

Income Taxes -Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Sep. 30, 2023
Income Tax Disclosure [Abstract]
Effective income tax rate	24.50%	18.40%	19.90%	20.60%
Unrecognized tax benefits, uncertain tax positions	$ 17.1		$ 17.1		$ 13.8
Unrecognized tax benefits, accrued interest	$ 1.7		$ 1.7		$ 0.9

Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023
Debt Instrument [Line Items]
Current maturities on debt	$ 15,000	$ 50,000
Debt issuance costs	(10,557)	(12,092)
Long-Term Debt, Excluding Current Maturities	2,104,943	1,811,658
Debt, Long-Term and Short-Term, Combined Amount	2,119,943	1,861,658
Senior Notes \| May 2018 Senior Notes
Debt Instrument [Line Items]
Senior Notes, Noncurrent	400,000	400,000
Senior Notes \| Dec 2019 and 2021 Senior Notes
Debt Instrument [Line Items]
Senior Notes, Noncurrent	900,000	900,000
Revolving Credit Facility \| Line of Credit
Debt Instrument [Line Items]
Line of Credit, Current	0	35,000
Line of Credit, Noncurrent	118,000	265,000
Revolving Credit Facility \| Loans Payable
Debt Instrument [Line Items]
Loans Payable to Bank, Current	15,000	15,000
Revolving Credit Facility \| Loans Payable \| The $300 Million Term Loan
Debt Instrument [Line Items]
Loans Payable to Bank, Noncurrent	247,500	258,750
Revolving Credit Facility \| Loans Payable \| The $450 Million Term Loan
Debt Instrument [Line Items]
Loans Payable to Bank, Noncurrent	$ 450,000	$ 0

Revenue from Contract with Customer (Tables)

9 Months Ended

Jun. 30, 2024

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following tables provide information about disaggregated revenue by primary geographical market:


	Quarter Ended June 30, 2024
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	239,319	$	142,003	$	381,322	85	%
Europe, Middle East and Africa	1,769		44,592		46,361		10	%
Asia Pacific	362		19,804		20,166		5	%
Total	$	241,450	$	206,399	$	447,849	100	%


	Quarter Ended June 30, 2023
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	199,948	$	145,451	$	345,399	87	%
Europe, Middle East and Africa	1,486		31,267		32,753		8	%
Asia Pacific	344		20,192		20,536		5	%
Total	$	201,778	$	196,910	$	398,688	100	%


	Nine Months Ended June 30, 2024
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	657,990	$	405,859	$	1,063,849	84	%
Europe, Middle East and Africa	4,355		120,631		124,986		10	%
Asia Pacific	8,102		66,780		74,882		6	%
Total	$	670,447	$	593,270	$	1,263,717	100	%

	Nine Months Ended June 30, 2023
	Scores		Software		Total		Percentage
	(Dollars in thousands)
Americas	$	570,284	$	384,545	$	954,829	85	%
Europe, Middle East and Africa	3,988		102,458		106,446		9	%
Asia Pacific	4,001		58,548		62,549		6	%
Total	$	578,273	$	545,551	$	1,123,824	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
On-premises software	$	83,775	$	80,770	46	%	47	%	$	235,944	$	219,165	45	%	47	%
SaaS software	100,010		91,289		54	%	53	%	293,689		252,038		55	%	53	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Platform software	$	51,780	$	40,317	28	%	23	%	$	144,278	$	109,827	27	%	23	%
Non-platform software	132,005		131,742		72	%	77	%	385,355		361,376		73	%	77	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Software recognized at a point in time (1)	$	24,638	$	25,077	13	%	15	%	$	58,597	$	56,073	11	%	12	%
Software recognized over contract term (2)	159,147		146,982		87	%	85	%	471,036		415,130		89	%	88	%
Total	$	183,785	$	172,059	100	%	100	%	$	529,633	$	471,203	100	%	100	%

(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.

The following table provides information about disaggregated revenue for our Scores segment by distribution method:


	Quarter Ended June 30,				Percentage of revenues				Nine Months Ended June 30,				Percentage of revenues
	2024		2023		2024		2023		2024		2023		2024		2023
	(Dollars in thousands)
Business-to-business Scores	$	188,754	$	148,128	78	%	73	%	$	514,704	$	417,907	77	%	72	%
Business-to-consumer Scores	52,696		53,650		22	%	27	%	155,743		160,366		23	%	28	%
Total	$	241,450	$	201,778	100	%	100	%	$	670,447	$	578,273	100	%	100	%

Schedule of Accounts Receivable

Receivables at June 30, 2024 and September 30, 2023 consisted of the following:


	June 30, 2024		September 30, 2023
	(In thousands)
Billed	$	275,400	$	234,745
Unbilled	209,909		203,896
	485,309		438,641
Less: allowance for doubtful accounts	(6,187)		(4,978)
Net receivables	479,122		433,663
Less: long-term receivables (*)	(41,485)		(45,716)
Short-term receivables (*)	$	437,637	$	387,947

(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.

Deferred Revenue, by Arrangement, Disclosure


	Nine Months Ended June 30, 2024
	(In thousands)
Deferred revenues, beginning balance (*)	$	143,235
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	(122,567)
Increases due to billings, excluding amounts recognized as revenue during the period	135,115
Deferred revenues, ending balance (*)	$	155,783

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Total revenues	$ 447,849	$ 398,688	$ 1,263,717	$ 1,123,824
Operating expenses:
Cost of revenues	88,225	71,846	258,632	228,221
Research and development	44,217	41,455	127,732	118,354
Selling, general and administrative	124,881	108,081	340,077	301,234
Amortization of intangible assets	275	275	825	825
Gain on product line asset sale	0	0	0	(1,941)
Total operating expenses	257,598	221,657	727,266	646,693
Operating income	190,251	177,031	536,451	477,131
Interest expense, net	(26,868)	(24,545)	(77,123)	(71,242)
Other income, net	3,935	5,301	11,314	7,270
Income before income taxes	167,318	157,787	470,642	413,159
Provision for income taxes	41,062	29,029	93,522	85,208
Net income	126,256	128,758	377,120	327,951
Other comprehensive income (loss):
Foreign currency translation adjustments	(4,098)	5,072	448	30,005
Comprehensive income	$ 122,158	$ 133,830	$ 377,568	$ 357,956
Earnings per share:
Basic (in dollars per share)	$ 5.12	$ 5.16	$ 15.24	$ 13.10
Diluted (in dollars per share)	$ 5.05	$ 5.08	$ 15.01	$ 12.91
Shares used in computing earnings per share:
Basic (in shares)	24,646	24,959	24,743	25,040
Diluted (in shares)	25,015	25,337	25,129	25,399
On-premises and SaaS software
Total revenues	$ 183,785	$ 172,059	$ 529,633	$ 471,203
Professional services
Total revenues	22,614	24,851	63,637	74,348
Scores
Total revenues	$ 241,450	$ 201,778	$ 670,447	$ 578,273

Contract Balance - Deferred Revenues (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
Contract with Customer, Liability	$ 155,783	$ 143,235
Revenue recognized that was included in the deferred revenues balance at the beginning of the period	122,567
Increases due to billings, excluding amounts recognized as revenue during the period	135,115
Deferred revenue, current portion	149,300	136,700
Deferred revenue, noncurrent	$ 6,500	$ 6,500

Segment Information - Additional Information (Detail)	9 Months Ended
Segment Information - Additional Information (Detail)	Jun. 30, 2024 Segment
Segment Reporting [Abstract]
Number of reportable segments	2